Hoʻolālā ʻo Arkansas Medicare ma 2021

Anter

• He aha ka Medicare?
• ʻO wai nā hoʻolālā Medicare Advantage i loaʻa ma Arkansas?
• ʻO wai ka mea kūpono i Medicare ma Arkansas?
• Āhea wau e kākau inoa ai i nā hoʻolālā Medicare Arkansas?
• Nā ʻōlelo aʻoaʻo no ke kākau inoa ʻana ma Medicare ma Arkansas
• Nā kumuwaiwai ʻo Arkansas Medicare
• He aha kaʻu e hana ai ma hope?

ʻO Medicare ka U.S.ka hoʻolālā ʻinikua olakino a ke aupuni no nā mākua o 65 a ʻoi a ʻoi a me ka poʻe me ke kino kīnā a i ʻole nā ​​kūlana olakino. Ma Arkansas, ma kahi o 645,000 poʻe i loaʻa ke olakino olakino ma o Medicare.

E heluhelu e aʻo e pili ana iā Medicare Arkansas, me nā mea i kūpono, pehea e kākau inoa ai, a pehea e koho ai i ka hoʻolālā Medicare maikaʻi loa no kāu mau pono.

He aha ka Medicare?

Ke kau inoa ʻoe no Medicare ma Arkansas, hiki iā ʻoe ke koho i kekahi Medicare kumu a i ʻole Medicare Advantage plan.

ʻO Original Medicare ka papahana kuʻuna e holo ʻia e ke aupuni pekelala. ʻElua ʻāpana o ka papahana, a hiki iā ʻoe ke kau inoa no hoʻokahi a ʻelua paha:

• Māhele A (ʻinikua haukapila). Kōkua ʻo Medicare Part A iā ʻoe e uku no ka noho ʻana o ka haukapila maʻi. Uhi ʻia hoʻi ka mālama hale hoʻokipa, mālama mālama home kaupalena ʻia, a me kahi mālama mālama hānai wā pōkole.
• Māhele B (ʻinikua olakino). Uhi ka Medicare ʻĀpana B i kahi ākea o nā lawelawe pale a me nā pono e pono ai ka lāʻau. Hoʻopili kēia i nā hoʻokolohua kino, nā lawelawe kauka, a me nā loiloi olakino.

Hāʻawi nā ʻoihana pilikino i ka uhi keu no ka poʻe me Medicare kumu. Hiki iā ʻoe ke koho e kau inoa no hoʻokahi a i ʻole ʻelua o kēia mau kulekele.

• Māhele D (lāʻau e uhi ʻia). Kōkua ka ʻāpana D ʻāpana iā ʻoe e uku no nā lāʻau lapaʻau. ʻAʻole lākou e uhi i nā lāʻau lapaʻau ma waho o ka pā.
• ʻInikua kōkua kōkua Medicare (Medigap). Uhi nā hoʻolālā Medigap i kekahi a i ʻole o kāu Medicare coinsurance, copayments, a me nā deductibles. Hōʻike ʻia kēia mau hoʻolālā maʻamau e nā leka: A, B, C, D, F, G, K, L, M, a me N.

ʻO nā hoʻolālā Medicare Advantage (ʻĀpana C) he ala ʻokoʻa ia e loaʻa ai kāu uhi Medicare. Hāʻawi ʻia lākou e nā ʻoihana pilikino e ʻaelike me Medicare. Pono nā hoʻolālā Medicare Advantage e hoʻopili i nā ʻāpana Medicare a pau a me nā lawelawe B. Hāʻawi paha kēia mau hoʻolālā pūʻulu i nā pono hou aʻe, e like me:

• mālama niho, hihiʻo, a i ʻole mālama mālama
• lāʻau lāʻau lāʻau kuhikuhi
• nā papahana wellness, e like me nā lālā hoʻoikaika kino
• nā kōkua olakino ʻē aʻe

ʻO wai nā hoʻolālā Medicare Advantage i loaʻa ma Arkansas?

Ma ke ʻano he kamaʻāina ʻo Arkansas, loaʻa iā ʻoe nā koho Medicare Advantage he nui. I kēia makahiki, hiki iā ʻoe ke kiʻi i kahi hoʻolālā mai nā ʻoihana aʻe:

• ʻO Aetna Medicare
• ʻO Allwell
• Lapaʻau polū ʻo Arkansas
• ʻO Cigna
• Pōmaikaʻi olakino
• Humana
• ʻO Lasso Healthcare
• ʻO UnitedHealthcare
• ʻO WellCare

Hāʻawi kēia mau ʻoihana i nā hoʻolālā i nā kalana he nui ma Arkansas. Eia nō naʻe, ʻokoʻa nā mōhai hoʻolālā Medicare Advantage e ka kalana, no laila e hoʻokomo i kāu code ZIP kikoʻī ke ʻimi nei i nā hoʻolālā kahi āu e noho ai.

ʻO wai ka mea kūpono i Medicare ma Arkansas?

Hiki i nā poʻe he nui ma Arkansas ke kūpono i Medicare i ka makahiki 65. Hiki iā ʻoe ke koho ke piha iā ʻoe i ka makahiki 65 inā he ʻoiaʻiʻo kekahi o kēia mau mea:

• ua loaʻa iā ʻoe nā pōmaikaʻi pension Social Security a i ʻole kūpono iā ʻoe
• he kamaʻāina a kamaʻāina paʻa paha ʻoe o ʻAmelika Hui Pū ʻIa

Hiki paha iā ʻoe ke kiʻi iā Medicare ma mua o kou lā hānau 65th. Ua kūpono ʻoe i kēlā me kēia makahiki inā ʻoe:

• ua loaʻa nā pōmaikaʻi ʻInikua Pilikino Pilikino (SSDI) no 24 mau mahina
• loaʻa kahi hopena maʻi maʻi maʻi (ESRD)
• loaʻa ka amyotrophic lateral sclerosis (ALS)

Āhea wau e kākau inoa ai i nā hoʻolālā Medicare Arkansas?

Inā kūpono ʻoe i Medicare, aia kekahi mau manawa i loko o ka makahiki ke kau inoa ʻoe i nā hoʻolālā Medicare. Eia nā manawa kau inoa Medicare:

• Kakau inoa mua. Hiki iā ʻoe ke kākau inoa i nā ʻāpana Medicare A a me B mai ʻekolu mau mahina ma mua a i ʻekolu mau mahina ma hope o kou piha makahiki 65.
• Hoʻokomo inoa Medigap. Hiki iā ʻoe ke kākau inoa i loko o kahi kulekele Medigap keu a i 6 mau mahina ma hope o kou piha ʻana i 65.
• Ke kākau inoa nui ʻana. Hiki iā ʻoe ke kākau inoa i kahi hoʻolālā Medicare a i ʻole Medicare Advantage plan i kēlā me kēia makahiki mai Ianuali 1 a Malaki 31 inā ʻaʻole ʻoe i kau inoa i kou wā i kūpono mua ai.
• ʻO Medicare Māhele D ke kākau inoa. Hiki iā ʻoe ke kākau inoa i kahi hoʻolālā ʻĀpana D i kēlā me kēia makahiki mai ʻApelila 1 a Iune 30 inā ʻaʻole ʻoe i kau inoa i kou wā i koho mua ʻia ai.
• Hoʻokomo inoa. Hiki iā ʻoe ke kākau inoa, haʻalele i waho, a hoʻololi paha i kāu Medicare Part C a i ʻole ʻĀpana D hoʻolālā i kēlā me kēia makahiki mai ʻOkakopa 15 a hiki i Kēkēmapa 7, i loko o ka wā kākau inoa hāmama.
• Kakau inoa kūikawā. Ma lalo o nā kūlana kūikawā, hiki iā ʻoe ke kūpono no kahi wā kākau inoa kūikawā o 8 mau mahina.

Nā ʻōlelo aʻoaʻo no ke kākau inoa ʻana ma Medicare ma Arkansas

Nui nā hoʻolālā Medicare Advantage ma Arkansas. I mea e hōʻemi ai i kāu mau koho, e hoʻomanaʻo i kēia mau mea:

• Pono ka uhi ʻana. Hāʻawi ka nui o nā hoʻolālā Medicare Advantage i ka uhi ʻana a Medicare kumu ʻole, e like me ka niho, ʻike, a me ka uhi hoʻolohe ʻana. E hana i kahi papa inoa o nā pono āu e makemake ai, a nānā iā ia ke hoʻohālikelike ʻoe i nā hoʻolālā.
• E hoʻolālā i ka hana. I kēlā me kēia makahiki, hoʻolaha nā Kikowaena no Medicare & Medicaid Services (CMS) i ka hana hana no nā hoʻolālā Medicare. Helu ʻia nā hoʻolālā mai hoʻokahi a 5 mau hōkū, ʻo 5 ka ʻoi loa.
• Nā kumu kūʻai o waho o ka ʻeke. E hoʻopili ka Premiums, deductibles, copayments, a me ka coinsurance i ka nui āu e uku ai no kāu uhi olakino. Hiki iā ʻoe ke hoʻohana i ka mea hana loaʻa hoʻolālā Medicare e hoʻohālikelike i nā kumukūʻai no nā hoʻolālā Medicare Advantage kikoʻī.
• Pūnaewele hoʻolako. E hoʻohana ai i kāu uhi Medicare Advantage, pono paha ʻoe e mālama mai nā kauka, nā loea, a me nā haukapila i ka pūnaewele o ka hoʻolālā. Ma mua o ke koho ʻana i kahi hoʻolālā, e hōʻoia i kāu kauka i ka pūnaewele.
• Kaapuni huakaʻi. ʻAʻole uhi pinepine nā hoʻolālā Medicare Advantage i ka mālama i loaʻa iā ʻoe ma waho o ka wahi lawelawe o ka hoʻolālā. Inā he huakaʻi hele pinepine ʻoe, e ʻike pono e uhi ana kāu hoʻolālā iā ʻoe ma kahi o ka home.

Nā kumuwaiwai ʻo Arkansas Medicare

Inā he mau nīnau kāu e pili ana i nā hoʻolālā Medicare ma Arkansas, hiki iā ʻoe ke hoʻokaʻaʻike:

• ʻO ka Administration Security Social (800-772-1213)
• Polokalamu kōkua ʻinikua ola kino ʻo Arkansas State (SHIIP) (501-371-2782)

He aha kaʻu e hana ai ma hope?

Ke mākaukau ʻoe e kākau inoa i kahi hoʻolālā Medicare, hiki iā ʻoe:

• E kau inoa no nā ʻaoʻao Medicare A a me B ma o ka Social Security Administration. Hiki iā ʻoe ke koho e kākau inoa ma ka pūnaewele, ma ke kino, a ma ke kelepona paha.
• E hoʻohana i ka mea loaʻa i ka hoʻolālā Medicare e kūʻai aku no nā hoʻolālā Medicare Advantage ma Arkansas. Kōkua kēia mea hana iā ʻoe e hoʻohālikelike i nā pono a me nā kumukūʻai o kēlā me kēia hoʻolālā.

Ua hōʻano hou ʻia kēia ʻatikala ma Nowemapa 10, 2020, e hōʻike i ka ʻike 2021 Medicare.

Hiki i ka ʻikepili ma kēia pūnaewele ke kōkua iā ʻoe i ka hoʻoholo ʻana pilikino e pili ana i ka ʻinikua, akā ʻaʻole ia i manaʻo ʻia e hāʻawi i nā ʻōlelo aʻoaʻo e pili ana i ke kūʻai a hoʻohana ʻana i nā huahana ʻinikua a me nā ʻinikua paha. ʻAʻole lawelawe ʻo Healthline Media i ka ʻoihana ʻinikua i kekahi ʻano a ʻaʻohe laikini ma ke ʻano he ʻinikua a i ʻole mea hana i kēlā me kēia mana o U.S. ʻAʻole koi a kākoʻo ʻo Healthline Media i nā ʻaoʻao ʻekolu i hiki ke hana i ka ʻoihana ʻinikua.