Hiki iā ʻoe ke kiʻi iā Medicare ma mua o ka makahiki 65?

Anter

• ʻO ke kūpono Medicare e ke kīnā
• ʻO ke kūpono Medicare ma muli o ke kīnā o RRB
• ʻO ke kūpono Medicare ma muli o nā maʻi kikoʻī
• ʻO ke kūpono Medicare mai ka pilina ʻohana
• Nā koina kūpono Medicare maʻamau
• Lawe aku

Hoʻomaka ka pono Medicare i ka makahiki 65. Eia nō naʻe, hiki iā ʻoe ke kiʻi iā Medicare ma mua o kou hiki ʻana i ka makahiki 65 inā hālāwai ʻoe i kekahi mau koina. Loaʻa kēia mau māka i:

• Ka pilikia kīnā pilikino
• ʻO ke kino kīnā ʻole o ka papa hoʻomaha kau kaʻaahi (RRB)
• maʻi kikoʻī: Amyotrophic lateral sclerosis (ALS) a i ʻole hopena pae renal maʻi (ESRD)
• pilina ʻohana
• nā koi kūpono kūpono

E hoʻomau i ka heluhelu ʻana e aʻo hou ai e pili ana i kahi e hiki ai iā ʻoe ke kūpono no Medicare ma mua o ka huli ʻana i 65.

ʻO ke kūpono Medicare e ke kīnā

Inā ʻoe ma lalo o ka makahiki 65 a ke loaʻa nei nā pono kīnā ʻole Social Security no 24 mau mahina, kūpono ʻoe i Medicare.

Hiki iā ʻoe ke kākau inoa i kāu mahina 22 o ka loaʻa ʻana o kēia mau pōmaikaʻi, a e hoʻomaka ana kāu uhi ʻana i kāu mahina 25 o ka loaʻa ʻana iā lākou.

Inā kuleana ʻoe i nā pōmaikaʻi mahina e pili ana i kahi kīnā o ka hana a hāʻawi ʻia ʻoe i ka paʻa kīnā ʻole, hiki iā ʻoe ke koho no Medicare ma ka 30th mahina ma hope o ka lā o ka paʻahau.

ʻO ke kūpono Medicare ma muli o ke kīnā o RRB

Inā loaʻa iā ʻoe kahi penihana kīnā ʻole mai ka Papa Hoʻomaha Noho Alanui (RRB) a hoʻokō i kekahi mau pae, hiki ke koho ʻia ʻoe no Medicare ma mua o ka makahiki 65.

ʻO ke kūpono Medicare ma muli o nā maʻi kikoʻī

Hiki paha iā ʻoe ke koho no Medicare inā loaʻa iā ʻoe kekahi:

• ʻO ke kūpono Medicare mai ka pilina ʻohana

  Ma lalo o kekahi mau kūlana, a ma hope o ka kali ʻana o 24 mau mahina, hiki iā ʻoe ke koho no Medicare ma lalo o ka makahiki 65 e pili ana i kāu pilina me kahi mea loaʻa iā Medicare, me:

  • wahine kāne make kīnā (er) ma lalo o ka makahiki 65
  • ola nā kāne kīnā ʻole i ka male ma lalo o 65 mau makahiki
  • nā keiki kīnā

  Nā koina kūpono Medicare maʻamau

  No ke koho ʻana no Medicare ma lalo o nā kūlana, me ka hōʻea ʻana i ka makahiki 65 a me nā mea i hōʻike ʻia aʻe ma luna, pono ʻoe e hoʻokō i nā koina e pono ai:

  • U.S. kamaaina. Pono ʻoe he kamaʻāina, a i ʻole he kamaʻāina kū kānāwai ʻoe no ka liʻiliʻi o ʻelima mau makahiki.
  • Wahi kamaʻilio. Pono ʻoe i kahi helu paʻa o U.S.
  • HSA. ʻAʻole hiki iā ʻoe ke hāʻawi i kahi moʻokāki mālama ola (HSA); akā, hiki iā ʻoe ke hoʻohana i nā kālā e kū nei i kāu HSA.

  I ka hapanui o nā hihia, pono ʻoe e mālama i loko o ka U.S.

  
  

  Inā paʻa ʻoe i ka hale paʻahao, ma ka laulā e hāʻawi ka hale hoʻoponopono i uku no kāu mālama ʻana, ʻaʻole ʻo Medicare.

  Lawe aku

  ʻO Medicare ka papahana ʻinikua olakino o ke aupuni U.S. no ka poʻe mai 65 a ʻoi paha makahiki. Hiki iā ʻoe ke koho no Medicare ma mua o kou hiki ʻana i 65 ma lalo o nā ʻano kikoʻī e like me:

  • kīnā ʻole
  • ʻO ka penihana hoʻolele papa hoʻolāʻau
  • maʻi kikoʻī
  • pilina ʻohana

  Hiki iā ʻoe ke nānā i kāu pono no Medicare me ka pono Medicare pūnaewele a me ka calculator premium.

  Hiki i ka ʻikepili ma kēia pūnaewele ke kōkua iā ʻoe i ka hoʻoholo ʻana pilikino e pili ana i ka ʻinikua, akā ʻaʻole ia i manaʻo ʻia e hāʻawi i nā ʻōlelo aʻoaʻo e pili ana i ke kūʻai a hoʻohana ʻana i nā huahana ʻinikua a me nā ʻinikua paha. ʻAʻole lawelawe ʻo Healthline Media i ka ʻoihana ʻinikua i kekahi ʻano a ʻaʻohe laikini ma ke ʻano he ʻinikua a i ʻole mea hana i kēlā me kēia mana o U.S. ʻAʻole koi a kākoʻo ʻo Healthline Media i nā ʻaoʻao ʻekolu i hiki ke hana i ka ʻoihana ʻinikua.