Ma hea wau e hele ai no ke kōkua me Medicare?

Anter

• Ma hea e loaʻa ai iaʻu kahi kōkua kōkua e hoʻomaopopo iā Medicare?
• MOKUAHI / SHIBA
• Ma hea e loaʻa ai iaʻu kahi kōkua e kākau inoa ʻana ma Medicare?
• Ka mālama mālama kaiapili
• Ma hea e loaʻa ai iaʻu kahi kōkua e uku nei no Medicare?
• ʻO wai kaʻu e launa pū ai inā ke uku nei au i nā uku kiʻekiʻe?
• Ma hea e loaʻa ai iaʻu ke kōkua inā haʻahaʻa kaʻu loaʻa kālā?
• Medicaid
• Polokalamu Medicare beneficiary (QMB) kūpono
• ʻO ka papahana Medicare beneficiary (SLMB) kikoʻī loaʻa
• Polokalamu Pono Pono (QI)
• Polokalamu Hana Hana Pilikino i nā Hana Kino (QDWI) kūpono
• Kōkua keu
• He aha inā makemake wau i kōkua hou aʻe ma mua o ka hāʻawi ʻana o kēia mau papahana?
• Polokalamu PACE
• NCOA ke loaʻa pono ʻana
• ʻO wai kaʻu e kamaʻilio pū ai inā loaʻa nā pilikia Medicare iaʻu?
• Pūnaewele Kuleana Medicare
• Senior Medicare Patrol (SMP)
• ʻO ka lawe lawe ʻana

• Loaʻa i kēlā me kēia mokuʻāina kahi Polokalamu kōkua ʻinikua Mokuʻāina (SHIP) a i ʻole nā ​​aʻoaʻo aʻoaʻo kōkua olakino mokuʻāina (SHIBA) e kōkua iā ʻoe e aʻo hou aʻe e pili ana i nā hoʻolālā Medicare a pehea e kākau inoa ai iā lākou.
• Hiki i ke Social Security Administration (SSA) ke kōkua iā ʻoe e noi ma ka pūnaewele, i ke kanaka, a i ʻole ma ke kelepona.
• Hiki i nā papahana pekelala a mokuʻāina ke kōkua iā ʻoe e uku no nā koina Medicare.

Ke ʻike nei pehea e kākau inoa ai i Medicare, pehea e koho ai i kahi hoʻolālā maikaʻi loa nāu, a pehea e uku ai i kāu uku uku ke lilo i mea weliweli, ʻoiai ka nui o nā kumuwaiwai i loaʻa.

Eia kahi alakaʻi pōkole e kōkua iā ʻoe e hoʻokele i ke kaʻina hana, inā makemake ʻoe e hoʻomaopopo pono i nā hoʻolālā a me nā pono, e kākau inoa i Medicare, a i ʻole e kōkua i ka uku ʻana i nā koina Medicare.

(A i mea e kōkua ai iā ʻoe e wehewehe i nā haʻiʻōlelo a me nā huaʻōlelo āu e hālāwai ai ma ke ala, makemake paha ʻoe e mālama i kēia papa wehewehe ʻōlelo Medicare.)

Ma hea e loaʻa ai iaʻu kahi kōkua kōkua e hoʻomaopopo iā Medicare?

Kūlike mau kekahi mau ʻaoʻao o Medicare, kahi e maʻalahi ai e hoʻomaopopo. Hoʻololi nā ʻāpana ʻē aʻe i kēlā me kēia makahiki - a ʻo nā lā palena pau i hala a i ʻole ke hoʻohaʻahaʻa ʻana i nā kumukūʻai hiki ke alakaʻi i nā lilo i makemake ʻole ʻia. Inā he mau nīnau kāu e pili ana iā Medicare, eia kekahi mau kumuwaiwai hilinaʻi e kūkākūkā:

MOKUAHI / SHIBA

ʻO ka Polokalamu kōkua ʻinikua olakino mokuʻāina (SHIP) a me nā aʻoaʻo aʻoaʻo kōkua kōkua olakino mokuʻāina (SHIBA) he hui pūnaewele kōkua ʻole ʻia e nā limahana limahana, hoʻomaʻamaʻa ʻole i hiki ke alakaʻi iā ʻoe ma o kāu Medicare koho. Hiki i nā kākā'ōlelo SHIP a me SHIBA ke kōkua iā ʻoe e ʻike:

• ʻo nā lawelawe ʻē aʻe e uhi ai nā hoʻolālā Medicare
• he aha nā koho hoʻolālā i kou wahi
• pehea a pehea e kākau inoa ai i Medicare
• pehea e hiki ai iā ʻoe ke loaʻa i ke kōkua e uhi ana i nā koina
• He aha kāu kuleana ma lalo o Medicare

No ka ʻike hou aku e pili ana i kāu keʻena SHIP kūloko, e kipa i ka pūnaewele pūnaewele a i ʻole kelepona iā 877-839-2675. Hiki iā ʻoe ke loaʻa i kahi papa inoa o ka mokuʻāina mokuʻāina SHIP / SHIBA, me nā helu kelepona, ma kēia pūnaewele Medicare.

Ma hea e loaʻa ai iaʻu kahi kōkua e kākau inoa ʻana ma Medicare?

Ka mālama mālama kaiapili

Hoʻokele ka Social Security Administration (SSA) i ke kaʻina noi pūnaewele ʻo Medicare. Hiki i ka hapa nui o ka poʻe ke hoʻopau i ka noi ma kahi o 10 mau minuke. ʻAʻole paha ʻoe e loaʻa i kahi palapala hou ma ka lima ke noi ʻoe.

Inā ʻaʻole ʻoe he pā o nā polokalamu pūnaewele, hiki iā ʻoe ke noi ma ke kelepona. Kāhea i 800-772-1213 ma waena o 7 a me 7 o ke ahiahi. mai ka Pōʻakahi a ka Pōʻalima. Inā he kuli ʻoe a i ʻole kekahi mea e lohe ana i nā pilikia, hiki iā ʻoe ke hoʻohana i ka lawelawe TTY ma 800-325-0778.

Ma muli o ka paʻa o nā keʻena kahua SSA ma muli o ka COVID-19 kapu, paʻakikī paha ka noi ʻana i ke kanaka i kēia manawa. Akā hiki iā ʻoe ke hoʻokaʻaʻike aku i kāu keʻena kahua kūloko no ke kōkua me ka hoʻohana ʻana i kēia ʻimi ʻimi keʻena Social Security.

Ma muli o ka hoʻokuʻu ʻia ʻana o nā hālāwai kūkā kamaʻilio SHIP he nui, ua hāʻawi aku kekahi mau mokuʻāina i ke kōkua ma o nā papa Medicare uila. No ka ʻike ʻana i nā papa me ka ʻikepili e pili ana i kāu wahi, e kipa i ka pūnaewele SHIP a kaomi ma ka "locator SHIP." Loaʻa nā papa he nui i ka Paniolo a me ka ʻōlelo Pelekania.

Ma hea e loaʻa ai iaʻu kahi kōkua e uku nei no Medicare?

Hiki iā ʻoe ke kau inoa ma Medicare me ka nānā ʻole i kāu pae loaʻa. ʻAʻole uku ka hapa nui o ka poʻe i kekahi mea no ka uhi ʻo Medicare Part A (haukapila). No ka ʻāpana B (lapaʻau), uku ka hapanui o nā kānaka i $ 144.60 ma 2020.

ʻO wai kaʻu e launa pū ai inā ke uku nei au i nā uku kiʻekiʻe?

Inā ʻoi aku ka nui o kāu loaʻa ma mua o $ 87,000, uku paha ʻoe i kahi nui hoʻoponopono e pili ana i ka loaʻa kālā (IRMAA). Inā ua loaʻa iā ʻoe kahi leka hoʻomaopopo a IRMAA a manaʻo ʻoe e pili ana ia i nā helu loaʻa hewa a i ʻole he hoʻololi nui kāu i kou ola mai ka helu ʻana o kāu loaʻa kālā, hiki iā ʻoe ke hoʻopiʻi i ka hoʻoholo.

Kāhea aku i ke keʻena SSA i kou wahi ma ka hoʻohana ʻana i kēia keʻena ʻimi kahua a i ʻole e kāhea ana i ka SSA manuahi me ka uku ʻole ʻia ma 800-772-1213. Pono ʻoe e hoʻopiha i kēia palapala e hōʻike ai i kahi hanana hoʻololi ola.

Ma hea e loaʻa ai iaʻu ke kōkua inā haʻahaʻa kaʻu loaʻa kālā?

Inā palena kāu loaʻa kālā, hiki iā ʻoe ke kūpono no ke kōkua ʻana i ka uku ʻana i kāu uku uku a me nā unuhi. ʻO kēia kekahi o nā papahana i hiki ke kōkua iā ʻoe me nā koina Medicare.

Medicaid

Inā he mea kōkua Medicare ʻoe me ka loaʻa kālā palena ʻole a i ʻole nā ​​kumuwaiwai, hiki iā ʻoe ke koho no Medicaid. He polokalamu ʻo Medicaid e lawelawe ʻia e ke aupuni pekelala a me nā aupuni mokuʻāina. Uku ia no kekahi mau pono a Medicare i hāʻawi ʻole ai.

Hiki iā ʻoe ke kau inoa i nā Medicare a me Medicaid i ka manawa like, me ka nānā ʻole inā loaʻa iā ʻoe Medicare kumu (Māhele A a me ʻĀpana B) a i ʻole Medicare Advantage (ʻĀpana C) hoʻolālā.

Polokalamu Medicare beneficiary (QMB) kūpono

ʻO ka papahana QMB kekahi o nā papahana kōkua ʻehā i hana ʻia e ka ʻOihana Ola a me nā lawelawe kaiāulu (HHS). ʻOiai ʻo HHS i hoʻomaka i kēia mau papahana, lawelawe ʻia lākou i kēia manawa e nā aupuni mokuʻāina.

Kōkua kēia papahana i ka poʻe kū i ka palena o ka uku e uku no:

• Māhele A uku nui
• Nā uku nui o ka ʻāpana B
• unuhi ʻia
• puʻukū kālā
• nā uku paneʻe

Inā ʻoe i loko o ka papahana QMB, ʻae ʻia kāu kauka a me nā mea lawelawe olakino e uku iā ʻoe i kahi palena palena wale no nā lāʻau lapaʻau ($ 3.90 i ka 2020). ʻAʻole ʻae ʻia lākou e uku iā ʻoe no nā lawelawe a me nā mea ʻē aʻe i uhi ʻia e Medicare.

ʻO nā palena palena makahiki 2020 no ka papahana QMB:

• Kanaka: $ 1,084
• Ua male ʻia: $ 1,457

ʻO nā palena palena 2020 no ka papahana QMB:

• Kanaka: $ 7,860
• Ua male ʻia: $ 11,800

No ke kōkua e noi nei no ka papahana QMB, e kipa i kēia pūnaewele Medicare a koho i kāu mokuʻāina mai ka papa kuhikuhi.

Hoʻomaopopo kēia mau papahana i kahi kumuwaiwai e like me kāu kālā i kāu nānā ʻana a i ʻole waihona mālama kālā, nā waihona, nā palapala hoʻopaʻa, a me nā waiwai (ʻē aʻe ma mua o kou home). ʻAʻole hoʻokomo ka "Kumuwaiwai" i ka hale āu e noho ai, kāu kaʻa, kou lako hale, a i ʻole kāu mau waiwai ponoʻī.

ʻO ka papahana Medicare beneficiary (SLMB) kikoʻī loaʻa

Hiki i kēia papahana mokuʻāina ke kōkua iā ʻoe e loaʻa kālā e uku ai i kāu uku hapa Māhele B. No ke koho ʻana, pono ʻoe e kākau inoa ʻia i Medicare a hoʻokō i kekahi mau palena kālā.

ʻO nā palena palena makahiki 2020 no ka papahana SLMB:

• Kanaka: $ 1,296
• Ua male ʻia: $ 1,744

ʻO nā palena palena 2020 no ka papahana SLMB:

• Kanaka: $ 7,860
• Ua male ʻia: $ 11,800

No ke noi ʻana no ka papahana SLMB, e kipa i kēia pūnaewele Medicare a koho i kāu mokuʻāina mai ka papa kuhikuhi.

Polokalamu Pono Pono (QI)

Mālama ʻia ka papahana QI e kāu mokuʻāina. Kōkua ia i nā mea kōkua Medicare me ka uku palena palena ʻole e uku i kā lākou ʻāpana B uku nui. No ke noi ʻana no ka papahana, e kipa i kēia pūnaewele Medicare a koho i kāu mokuʻāina mai ka papa kuhikuhi.

ʻO nā palena palena makahiki 2020 no ka papahana QI:

• Kanaka: $ 1,456
• Ua male ʻia: $ 1,960

ʻO nā palena palena 2020 no ka papahana QI:

• Kanaka: $ 7,860
• Ua male ʻia: $ 11,800

Polokalamu Hana Hana Pilikino i nā Hana Kino (QDWI) kūpono

Kōkua kēia papahana iā ʻoe e uku no kēlā me kēia ʻāpana A uku ʻaiʻē āu. No ke noi ʻana no ka papahana, e kipa i kēia pūnaewele Medicare a koho i kāu mokuʻāina mai ka papa kuhikuhi.

ʻO nā palena palena makahiki 2020 no ka polokalamu QDWI:

• Kanaka: $ 4,339
• Ua male ʻia: $ 5,833

ʻO nā palena palena waiwai 2020 no ka papahana QDWI:

• Kanaka: $ 4,000
• I male ʻia: $ 6,000

Kōkua keu

Inā kūpono ʻoe i ka polokalamu QMB, SLMB, a i ʻole QI, e koho pono ʻoe no ka papahana Kōkua keu. Kōkua kēia papahana iā ʻoe e uku no ka lāʻau lapaʻau lāʻau lāʻau i kuhikuhi ʻia e Medicare.

Hoʻololi hou ke kōkua keu i kēlā me kēia makahiki ke ʻole ke loli kāu loaʻa kālā a i ʻole nā ​​kumuwaiwai. Hoʻouna leka ʻia nā leka hoʻomaopopo i Kepakemapa (ma ka pepa hina) inā aia kahi hoʻololi o kāu loaʻa kālā a i ʻole nā ​​kumuwaiwai a pono ʻoe e noi hou. Hoʻouna leka ʻia nā leka hoʻomaopopo i ʻOkakopa (ma ka pepa ʻalani) inā loli kāu mau copayment.

Oe e ʻaʻole pono e hoʻopihapiha i kahi noi inā loaʻa iā Medicare a loaʻa pū kekahi iā ʻoe me kahi loaʻa kālā palekana (SSI) a i ʻole inā he Medicare a me Medicaid kāu. I kēia mau kūlana, e loaʻa aunoa ʻoe i ke Kōkua keu.

Inā ʻaʻole, inā hoʻokō ʻoe i nā palena kālā, hiki iā ʻoe ke noi no ke Kōkua Kēlā ma aneʻi. Inā makemake ʻoe i ke kōkua e hoʻopihapiha i ka noi, hiki iā ʻoe ke kelepona i ka Social Security ma 800-772-1213 (TTY: 800-325-0778).

Inā makemake ʻoe i ka ʻike hou aku ma Kōkua keu ma Sepania, makemake paha ʻoe e nānā i kēia wikiō.

He aha inā makemake wau i kōkua hou aʻe ma mua o ka hāʻawi ʻana o kēia mau papahana?

Polokalamu PACE

Inā ʻoe he mau makahiki 55 a ʻoi a makemake ʻoe i kahi home kahu hānai, hiki paha iā ʻoe ke koho i nā Polokalamu o ka All-Inclusive Care for the Elderly (PACE), e ʻae iā ʻoe e loaʻa i nā lawelawe he nui e like me kāu e makemake ai. e komo i kahi kahu hānai mākau. Hāʻawi ʻia kēia mau lawelawe iā ʻoe ma o ka home- a me nā kaiāulu mālama kaiāulu, a emi ka uku.

Inā he Medicaid kāu, ʻaʻole uku ʻia ʻo PACE i kekahi mea iā ʻoe. Inā loaʻa iā ʻoe Medicare, e uku ʻoe i ka uku no kēlā me kēia mahina no kāu mālama ʻana a me kāu kuhikuhi. Inā ʻaʻohe ou Medicare a Medicaid paha, hiki iā ʻoe ke uku pilikino aku e komo i ka papahana.

E ʻike ai inā ʻoe e noho ana i kekahi o nā mokuʻāina 31 e hāʻawi nei i nā hoʻolālā PACE, e kipa i kēia pūnaewele Medicare.

NCOA ke loaʻa pono ʻana

Hāʻawi ka National Council on Aging (NCOA) i kahi loiloi pōmaikaʻi e kōkua iā ʻoe e ʻike i ke kōkua kūloko me nā mea āpau mai nā koina Medicare i ka halihali a me nā hale.

E pane wale ʻoe i kekahi mau nīnau e hoʻohaʻahaʻa i kou wahi a me ke ʻano o ke kōkua āu e ʻimi nei, a na ka NCOA e hoʻopili iā ʻoe i kahi papa inoa o nā papahana i hiki ke kōkua iā ʻoe. Aia nā pūnaewele NCOA ma mua o 2,500 mau papahana e kōkua i ka poʻe ma waena o ka lāhui.

ʻO wai kaʻu e kamaʻilio pū ai inā loaʻa nā pilikia Medicare iaʻu?

Inā pono ʻoe e kamaʻilio me kekahi e pili ana i kāu mau kuleana ma lalo o Medicare, a i ʻole inā makemake ʻoe e hōʻike i kahi pilikia me kahi kahu mālama ola, eia kekahi mau koho e noʻonoʻo ai.

Pūnaewele Kuleana Medicare

ʻO ka Medicare Rights Center kahi hui nonprofit aupuni e hāʻawi i ka ʻōlelo aʻoaʻo, ke aʻo ʻana, a me ke kākoʻo i nā mea kōkua Medicare. Hiki iā ʻoe ke ʻōlelo i kahi mea kākoʻo ma ke kāhea ʻana iā 800-333-4114 a i ʻole ke kipa ʻana i kāna pūnaewele.

Senior Medicare Patrol (SMP)

Inā manaʻo ʻoe ua loaʻa kahi hewa i kāu bilaki Medicare a i ʻole manaʻo ʻoe he hoʻopunipuni Medicare, hiki iā ʻoe ke kiʻi i ka SMP. ʻO SMP kahi kikowaena waiwai kūloko i kālā ʻia e nā hāʻawi kālā mai ka Administration for Living Community, kahi ʻāpana o HHS.

He wahi maikaʻi ʻo SMP e hele ai no ka ʻike i kēia manawa e pili ana i nā hoʻopunipuni e pili ana iā Medicare. ʻO ka kōkua kōkua aupuni he 877-808-2468. E hiki i nā limahana aʻoaʻo ke kōkua i nā kōkua kōkua ke hoʻopili iā ʻoe me kāu keʻena SMP mokuʻāina.

ʻO ka lawe lawe ʻana

• Hiki ke kōkua i ka loaʻa ʻana o ke kōkua me Medicare e ʻike pono i kahi hoʻolālā kūpono, kākau inoa i ka manawa, a mālama i ke kālā ma nā koina Medicare i hiki.
• ʻO ka hana pū ʻana me nā poʻe loea i kāu mokuʻāina ʻo SHIP a me nā papahana SHIBA kahi ala maikaʻi e pane ai i nā nīnau āu e loaʻa ai ma mua, i ka wā, a ma hope o ke kaʻina hoʻopaʻa inoa.
• ʻO ka ʻike ʻana i nā mea hou aʻe e pili ana i nā papahana mālama mālama Medicare a me ka pekelala hiki ke kōkua iā ʻoe e mālama i nā kumukūʻai, a me ka ʻike ʻana i ka mea e kāhea inā ʻike ʻoe i kahi pilikia hiki ke pale iā ʻoe mai ka lilo ʻana i mea ʻino a me ka hoʻomāinoino.

Hiki i ka ʻikepili ma kēia pūnaewele ke kōkua iā ʻoe i ka hoʻoholo ʻana pilikino e pili ana i ka ʻinikua, akā ʻaʻole ia i manaʻo ʻia e hāʻawi i nā ʻōlelo aʻoaʻo e pili ana i ke kūʻai a hoʻohana ʻana i nā huahana ʻinikua a me nā ʻinikua paha. ʻAʻole lawelawe ʻo Healthline Media i ka ʻoihana ʻinikua i kekahi ʻano a ʻaʻohe laikini ma ke ʻano he ʻinikua a i ʻole mea hana i kēlā me kēia mana o U.S. ʻAʻole koi a kākoʻo ʻo Healthline Media i nā ʻaoʻao ʻekolu i hiki ke hana i ka ʻoihana ʻinikua.