E uku aku ʻo Medicare i kāu mau niho?

Anter

• He aha nā niho niho?
• Āhea uhi ʻo Medicare i nā niho niho?
• ʻO nā hoʻolālā Medicare paha e ʻoi aku ka maikaʻi inā ʻike ʻoe he pono nā dentures?
• Mahele Medicare A
• Mahele B Medicare
• ʻO Medicare Māhele C (Medicare Advantage)
• Mahele Medicare D
• Medigap
• He aha nā kumukūʻai mai waho o ka ʻeke no nā kahua niho inā loaʻa iā Medicare?
• Nā lā palena pau o ke kākau ʻana ʻo Medicare
• Nā lā palena pau Medicare
• Ke laina lalo

I ko mākou mau makahiki, ʻoi aku ka palaho o ka niho a me ka nalo o nā niho ma mua o kou manaʻo. I ka makahiki 2015, ua nalowale ma kahi o hoʻokahi niho o ʻAmelika, a ʻoi aku ka nui o ko lākou niho.

Hiki i ka nalo niho ke alakaʻi i nā pilikia olakino ʻē aʻe, e like me ka ʻai maikaʻi ʻole, ʻeha, a hoʻohaʻahaʻa ʻia iā ʻoe iho. ʻO kahi hopena he dentures, hiki ke kōkua i ka hoʻomaikaʻi ʻana i kou olakino ma nā ʻano he nui, e like me ka hoʻomaikaʻi ʻana i kou hiki ke nau i kāu meaʻai, ka hāʻawi ʻana i ke kākoʻo i kou aʻa, ka mālama ʻana i ka pono o kou helehelena, a me ka hoʻihoʻi ʻana iā ʻoe i kou minoʻaka.

ʻAʻole uhi ka Medicare Original (Medicare Part A) i nā lawelawe kahua niho, kahi e hoʻopili ai nā pono niho e like me nā niho ʻino; Eia nō naʻe, ʻo nā koho olakino ʻē aʻe, e like me Medicare Advantage (Medicare Part C) a me nā kulekele ʻinikua niho kaʻawale e hiki ke kōkua i ka uhi a hoʻohaʻahaʻa paha i kāu kumukūʻai ma waho o ka ʻeke no nā niho niho.

He aha nā niho niho?

ʻO nā niho kahi mea hoʻokalakupua e pani i nā niho nalo. Hoʻokomo ʻia nā niho ma kou waha, a hiki iā lākou ke pani no kekahi mau niho nalowale a i ʻole nā ​​niho āpau.

ʻO nā "niho" wale nō i nā niho wahaheʻe i hiki ke hoʻopaʻa ʻia i kou waha. ʻO ka maʻamau, hemo lākou. ʻAʻole like nā niho me nā implant niho, nā alahaka, nā lei aliʻi, a me nā ʻāpala niho.

Āhea uhi ʻo Medicare i nā niho niho?

Inā loaʻa iā ʻoe kahi kūlana olakino e koi ai i ka wehe ʻana o kāu niho, hiki i Medicare ke hāʻawi i kahi uhi no ka unuhi niho. Akā ʻaʻole uhi ka Medicare kumu i nā niho o kēlā ʻano kēia ʻano, no nā kumu.

Inā ʻoe e uku no kahi hoʻolālā Medicare Part C (Medicare Advantage), hiki i kāu hoʻolālā kikoʻī ke hāʻawi i kahi hoʻolako no ka uhi niho, me nā niho ʻino. Inā loaʻa iā ʻoe ka Medicare Advantage, pono ʻoe e kāhea i kāu mea hoʻolako ʻinikua e hōʻoia i kou uhi ʻana no nā niho. E nīnau inā aia kekahi mau pae e pono ai ʻoe e hui e kūpono ai i kēlā uhi.

ʻO nā hoʻolālā Medicare paha e ʻoi aku ka maikaʻi inā ʻike ʻoe he pono nā dentures?

Inā ʻike ʻoe e pono ʻoe i nā niho niho i kēia makahiki, makemake paha ʻoe e nānā i kāu uhi olakino o kēia manawa e ʻike inā hiki ke loaʻa iā ʻoe ka pōmaikaʻi mai ka hoʻololi ʻana i kahi kulekele Medicare Advantage. Kūpono paha nā kulekele ʻinikua kuʻuna ke kōkua i ka uku ʻana i nā koina o ka niho ʻino.

Mahele Medicare A

Hāʻawi ka Medicare Part A (Medicare kumu) i ka uhi ʻana o ka haukapila maʻi. Inā loaʻa iā ʻoe kahi kūlana olakino e koi ai i kahi unuhi ʻana o ka niho inpatient i ka haukapila, hiki ke uhi ʻia ma lalo o Medicare Māhele A. Pono ʻia nā niho niho Prosthetic a i ʻole nā ​​mea hana niho no ka hopena o kēlā ʻoki i kēlā uhi.

Mahele B Medicare

Mālama ʻo Medicare Part B no nā koho a ke kauka, mālama pale, nā pono olakino, a me nā kaʻina hana waho. Eia nō naʻe, hana ʻo Medicare Part B ʻaʻole uhi i nā lawelawe niho, e like me ka nānā ʻana o nā niho, ka hoʻomaʻemaʻe ʻana, nā kukuna X, a i ʻole nā ​​pono niho e like me nā niho niho.

ʻO Medicare Māhele C (Medicare Advantage)

ʻO Medicare Advantage (ʻĀpana C) kahi ʻano o ka uhi Medicare i hāʻawi ʻia ma o nā ʻoihana ʻinikua pilikino. Koi ʻia kēia mau hoʻolālā e uhi i nā mea āpau a Medicare e uhi ai. I kekahi manawa, uhi nui lākou. Kaukaʻi ʻia i kāu hoʻolālā, hiki ke uhi ʻia nā lawelawe kahua niho a uku paha i kekahi a i ʻole nā ​​koina āpau o kāu niho.

Mahele Medicare D

Uhi ka Medicare ʻĀpana D i ka lāʻau lapaʻau. Pono ka Medicare ʻĀpana D i kahi uku pānaʻi hemo a ʻaʻole i hoʻokomo ʻia i ka Medicare kumu. ʻAʻole hāʻawi ka ʻāpana D i ka uhi niho, ʻoiai hiki ke uhi ʻia i nā lāʻau ʻeha ua kuhikuhi ʻia ʻoe ma hope o kahi ʻoki waha waha.

Medigap

ʻO nā hoʻolālā Medigap, i kapa ʻia hoʻi nā hoʻolālā kōkua Medicare, hiki ke kōkua iā ʻoe e lawe i nā kumukūʻai o Medicare coinsurance, copays, a me deductibles i lalo. Hiki i nā hoʻolālā Medigap ke hoʻolimalima iā Medicare, ʻoiai ʻoe e uku i kahi uku no kēlā me kēia mahina no nā hoʻolālā hoʻopihapiha.

ʻAʻole hoʻonui ʻo Medigap i ka laulā o kāu uhi Medicare. Inā loaʻa iā ʻoe ka Medicare kuʻuna, ʻaʻole e loli kahi kulekele Medigap i kāu mea e uku ai ma waho o ka ʻeke no nā niho niho.

ʻAʻole uhi ʻo Medicare i nā lawelawe kahua niho. Aia wale kekahi mau mea hoʻokoe.

• E uhi ʻo Medicare i nā hoʻokolohua waha i hana ʻia i ka haukapila ma mua o ka hoʻololi ʻana o ka puʻupaʻa a me ka ʻoki o ka puʻuwai.
• E uhi ʻo Medicare i ka unuhi ʻana o nā niho a me nā lawelawe niho inā pono lākou e mālama i kahi kūlana niho ʻole.
• E uhi ʻo Medicare i nā lawelawe kahua niho e pono ai ma muli o ka mālama ʻana i ka maʻi ʻaʻai.
• E uhi ʻo Medicare i ka ʻoki āwae a hoʻoponopono i ka hopena o kahi ulia pōpilikia.

He aha nā kumukūʻai mai waho o ka ʻeke no nā kahua niho inā loaʻa iā Medicare?

Inā loaʻa iā ʻoe Medicare kumu, ʻaʻole ia e uhi i kekahi o nā kumu kūʻai no nā kahua niho. Pono ʻoe e uku i ke kumukūʻai holoʻokoʻa o nā niho niho mai ka ʻeke.

Inā loaʻa iā ʻoe kahi hoʻolālā Medicare Advantage i hoʻopili ʻia me ka uhi niho, hiki i kēlā hoʻolālā ke uku no kahi ʻāpana o nā koina o ka niho ʻimi. Inā ʻike ʻoe he pono nā kahua niho, nānā i nā hoʻolālā Advantage i hoʻopili ʻia me ka niho e ʻike inā pili nā niho i nā niho. Hiki iā ʻoe ke hoʻokaʻaʻike i ka mea hoʻolako ʻinikua no kēlā me kēia hoʻolālā Medicare Advantage e hōʻoia i ka mea i uhi ʻia e kahi hoʻolālā kikoʻī.

Hiki ke uku ʻia nā kahua niho ma nā wahi āpau mai $ 600 a i $ 8,000 ma muli o ka maikaʻi o nā niho e koho ai.

Pono ʻoe e uku no ke kuʻina hoʻonoho niho pono e like me nā ukali, nā hoʻokolohua diagnostics, a i ʻole nā ​​koho hou āu i loaʻa ai me kāu kauka niho. Inā ʻaʻole ʻoe i ʻinikua niho kaʻawale me ka Medicare a i ʻole kahi Medicare Advantage plan e pili ana me ka uhi niho, ʻo kēia āpau hoʻi i waho o ka ʻeke.

Inā he lālā ʻoe o kahi ʻuniona, kahi ʻoihana ʻoihana, kahi hui kūpuna, a i ʻole kahi hui no nā ʻelemakule, hiki iā ʻoe ke koho no nā uku hōʻemi me kāu kauka niho. Kāhea aku i kāu kauka niho e nīnau e pili ana i nā lālā a me nā papa hana hoʻēmi lāʻau i komo ai lākou.

Inā hoʻohālikelike ʻoe i ke kumukūʻai o kāu mālama niho a mahele iā ia e 12, loaʻa iā ʻoe kahi kuhi paʻakikī o ka mālama ʻana o kāu mālama niho iā ʻoe i kēlā me kēia mahina. Inā hiki iā ʻoe ke ʻike i ka uhi niho ʻana ma lalo o ke kumukūʻai, hiki iā ʻoe ke mālama i ke kālā ma nā kahua niho a me nā kau niho ma loko o ka makahiki.

Nā lā palena pau o ke kākau ʻana ʻo Medicare

Eia nā lā palena nui e hoʻomanaʻo ai no ka Medicare Advantage a me nā ʻāpana Medicare ʻē aʻe:

Nā lā palena pau Medicare

Ke laina lalo

ʻAʻole e uhi ka Medicare kumu i ke kumukūʻai o nā niho niho. Inā ʻoe e ʻike he pono nā niho hou i ka makahiki e hiki mai ana, ke hoʻololi nei paha kāu koho maikaʻi loa i kahi hoʻolālā Medicare Advantage e hāʻawi nei i ka uhi niho ma ke kau inoa Medicare aʻe.

ʻO kahi koho ʻē aʻe e noʻonoʻo ai ke kūʻai ʻana i ka ʻinikua niho pilikino.

Hiki i ka ʻikepili ma kēia pūnaewele ke kōkua iā ʻoe i ka hoʻoholo ʻana pilikino e pili ana i ka ʻinikua, akā ʻaʻole ia i manaʻo ʻia e hāʻawi i nā ʻōlelo aʻoaʻo e pili ana i ke kūʻai a hoʻohana ʻana i nā huahana ʻinikua a me nā ʻinikua paha. ʻAʻole lawelawe ʻo Healthline Media i ka ʻoihana ʻinikua i kekahi ʻano a ʻaʻohe laikini ma ke ʻano he ʻinikua a i ʻole mea hana i kēlā me kēia mana o U.S. ʻAʻole koi a kākoʻo ʻo Healthline Media i nā ʻaoʻao ʻekolu i hiki ke hana i ka ʻoihana ʻinikua.