Nā pono a me nā palekana o nā mea kūʻai aku

Ua hoʻokumu ʻia ke Kānāwai mālama kūpono (ACA) ma ka lā 23 Kepakemapa 2010. Ua komo pū kekahi mau pono a me nā pale no nā mea kūʻai. ʻO kēia mau kuleana a me nā pale e kōkua i ka mālama olakino i ke kaulike a maʻalahi hoʻi e hoʻomaopopo.

Pono e hāʻawi ʻia kēia mau kuleana e nā hoʻolālā ʻinikua ma ka makeke ʻInikua Health a me nā ʻano ʻinikua olakino ʻē aʻe.

ʻAʻole uhi ʻia kekahi mau pono e kekahi hoʻolālā olakino, e like me nā hoʻolālā olakino kupuna kāne. ʻO kahi hoʻolālā kupuna kāne kahi pilikino pilikino pilikino i kūʻai ʻia ma mua a ma mua o Malaki 23, 2010.

E hōʻoia mau i kāu pono olakino e hōʻoia i ke ʻano o ka uhi ʻana iā ʻoe.

Nā Kuleana a me nā palekana

Eia nā ala i pale ai ke kānāwai mālama olakino i nā mea kūʻai aku.

Pono ʻoe e uhi ʻia, ʻoiai inā he ʻano mua kāu.

• ʻAʻole hiki i kahi hoʻolālā ʻinikua ke hōʻole iā ʻoe, uku hou iā ʻoe, a hōʻole paha e uku no nā pono olakino kūpono no kēlā me kēia ʻano i loaʻa iā ʻoe ma mua o ka hoʻomaka ʻana o kāu uhi ʻana.
• Ke kau inoa inoa ʻia, ʻaʻole hiki i ka hoʻolālā ke hōʻole iā ʻoe i ka uhi ʻana a hāpai i kāu helu e pili ana i kāu olakino wale nō.
• ʻAʻole hiki i ka Medicaid a me nā Polokalamu ʻInikua olakino kamaliʻi (CHIP) ke hōʻole i ka uhi ʻana iā ʻoe a i ʻole ka hoʻopiʻi ʻana iā ʻoe ma mua o kāu kūlana ma mua.

He kuleana kou e loaʻa ka mālama pale pale manuahi.

• Pono nā hoʻolālā olakino e uhi i kekahi ʻano o ka mālama i nā mākua a me nā keiki me ka ʻole o ka hoʻouka ʻana iā ʻoe i kahi kālā a i ʻole ka waihona kālā.
• Mālama ʻo Preventive mālama i ke kahe ʻana o ke koko, ka nānā ʻana i nā colorectal, nā pale ʻana, a me nā ʻano hana mālama ʻē aʻe.
• Pono e hāʻawi i kēia mālama e ke kauka i komo pū me kāu hoʻolālā olakino.

He kuleana kou e noho ma ka papa olakino o kou makua inā ʻoe ma lalo o 26 mau makahiki.

ʻO ka maʻamau, hiki iā ʻoe ke hui pū me ka hoʻolālā a nā mākua a noho mau a hiki i kou huli ʻana i 26, ʻoiai inā ʻoe:

• E male
• Loaʻa a hānai paha i kahi keiki
• Hoʻomaka a haʻalele paha i ke kula
• Noho i loko a ma waho paha o ka home o kou makua
• ʻAʻole koi ʻia ma ke ʻano he ʻauhau hilinaʻi
• Hoʻohuli i kahi hāʻawi o ka uhi hana hana

ʻAʻole hiki i nā ʻoihana ʻInikua ke kaupalena i kēlā me kēia makahiki a i ʻole ke ola ʻana o nā pono kūpono.

Ma lalo o kēia kuleana, ʻaʻole hiki i nā ʻoihana ʻinikua ke hoʻonohonoho i kahi palena i ke kālā i hoʻolilo ʻia i nā pono kūpono i ka manawa āpau āu i kākau ai i ka hoʻolālā.

ʻO nā pono olakino nui he 10 mau ʻano lawelawe e pono ai e uhi i nā hoʻolālā ʻinikua olakino. Uhi kekahi mau hoʻolālā i nā ʻoihana hou aku, ʻokoʻa paha nā mea ʻē aʻe i ka mokuʻāina. E hōʻoia i kāu pono olakino e ʻike ai i ka uhi o kāu hoʻolālā.

Loaʻa i nā pono olakino koʻikoʻi:

• Mālama mālama maʻi
• Nā lawelawe kūpilikiʻi
• Halemai
• Hapai, hapai a me ka mālama hānau hou
• ʻO ke olakino noʻonoʻo a me nā lāʻau hoʻohana hoʻohana lawelawe maʻi
• Nā lāʻau lapaʻau
• Nā lawelawe Rehabilitative a me nā hāmeʻa
• Ka mālama ʻana i ka maʻi maʻi mau
• Nā lawelawe keʻena hoʻokolohua
• Mālama Preventive
• Hoʻoponopono maʻi
• Kahua niho a me ka hihiʻo mālama no nā keiki (ʻike ʻole ʻia ka ʻike makua a me ka mālama niho)

He kuleana kou e loaʻa i ka ʻike maʻalahi e pili ana i kāu olakino olakino.

Pono nā ʻoihana ʻinikua e hoʻolako:

• ʻO kahi hōʻuluʻulu pōkole o nā pono a me ke uhi ʻana (SBC) i kākau ʻia i kahi ʻōlelo maʻalahi e maopopo ai
• ʻO kahi papa huaʻōlelo o nā huaʻōlelo i hoʻohana ʻia i ka mālama olakino a me ka uhi olakino

Hiki iā ʻoe ke hoʻohana i kēia ʻike e hoʻohālikelike maʻalahi i nā hoʻolālā.

Pale ʻia ʻoe mai ka piʻi ʻana o ka helu ʻinikua kūpono ʻole.

Pale aku kēia mau kuleana ma o Review Review a me ke kānāwai 80/20.

ʻO ka loiloi loiloi ʻo ia ka pono o kahi ʻoihana ʻinikua e wehewehe ākea i ka piʻi ʻana o 10% a ʻoi paha ma mua o ka hoʻonui ʻana i kāu uku.

Pono ke kānāwai 80/20 i nā ʻoihana ʻinikua e hoʻolilo ma kahi o 80% o ke kālā a lākou e lawe ai mai nā uku no ka mālama olakino a me ka hoʻomaikaʻi ʻana i ka maikaʻi. Inā ʻaʻole hana ka ʻoihana, loaʻa iā ʻoe kahi rebate mai ka ʻoihana. Pili kēia i nā hoʻolālā ʻinikua olakino āpau, a ʻo nā kupuna kāne hoʻi

ʻAʻole hiki iā ʻoe ke hōʻole ʻia i ka uhi ʻana no ka mea ua hana hewa ʻoe i kāu noi.

Pili kēia i nā hewa kākau ʻōlelo maʻalahi a i ʻole ka waiho ʻana i ka ʻike e pono ʻole ai no ka uhi ʻana. Hiki ke hoʻopau ʻia ka uhi ʻana ma ka hihia o ka hoʻopunipuni a i ʻole uku ʻia a i ʻole nā ​​hopena hope loa.

He kuleana kou e koho i kahi mea mālama mālama mua (PCP) mai ka pūnaewele hoʻolālā olakino.

ʻAʻole pono ʻoe i kahi mea i hoʻouna ʻia mai kāu PCP e loaʻa ai ka mālama mai kahi kaukō / gynecologist. ʻAʻole pono ʻoe e uku hou aʻe e loaʻa ka mālama kūloko ma waho o ka pūnaewele o kāu hoʻolālā.

Pale aku ʻoe i ka hoʻopaʻi a ka luna hana.

ʻAʻole hiki i kāu luna hana ke kipaku iā ʻoe a hoʻopaʻi paha iā ʻoe:

• Inā loaʻa iā ʻoe kahi hōʻaiʻē ʻauhau uku nui mai ke kūʻai ʻana mai i kahi hoʻolālā olakino mākeke
• Inā ʻoe e hōʻike i nā hana kūʻē i nā hoʻoponopono o Affordable Care Act

He kuleana kou e hoʻopiʻi i kahi hoʻoholo a ka ʻoihana mālama ola.

Inā hōʻole kāu papa olakino a hoʻopau paha i ka uhi ʻana, he kuleana kou e ʻike i ke kumu a e hoʻopiʻi i kēlā hoʻoholo. Pono nā papa olakino e haʻi iā ʻoe pehea e hoʻopiʻi ai i kā lākou mau hoʻoholo. Inā wikiwiki kahi hanana, pono e hana kāu hoʻolālā me ia i ka manawa kūpono.

NA KUPONO KUHIKUHI

Pono e hoʻolālā i nā hoʻolālā olakino ma ka mākeke ʻInikua olakino a me ka hapanui o nā hoʻolālā olakino hana.

• Nā lako hana hānai a me nā ʻōlelo aʻoaʻo i nā wahine hāpai a hānai
• Nā hana a me nā ʻōlelo aʻoaʻo Contraceptive (hana ʻia nā hoʻokoe no nā luna haipule a me nā hui hoʻomana hoʻomana ʻole)

Nā kuleana mea mālama mālama ola; Nā kuleana o ka mea mālama mālama ola

• Nā ʻano o nā lawelawe mālama ola

Pūnaewele ʻAmelika Hui Pū ʻIa ʻAmelika. Ka pila o nā pono o ka mea maʻi. www.cancer.org/treatment/finding-and-paying-for-treatment/understanding-fin financial-and-legal-matters/patients-bill-of-rights.html. Hoʻohou ʻia Mei 13, 2019. Loaʻa ʻia ma Malaki 19, 2020.

Pūnaewele CMS.gov. Nā hoʻoponopono mākia ʻinikua olakino. www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Market-Reforms/index.html. Hoʻohou i Iune 21, 2019. Loaʻa iā Malaki 19, 2020.

Pūnaewele Healthcare.gov. Nā kuleana ʻinikua olakino a me nā palekana. www.healthcare.gov/health-care-law-protections/rights-and-protections/. Loaʻa iā Malaki 19, 2020.

Pūnaewele Healthcare.gov. He aha nā papahana ʻinikua olakino Marketplace e uhi ai. www.healthcare.gov/coverage/what-marketplace-plans-cover/. Loaʻa iā Malaki 19, 2020.