Iowa Medicare Plans ma 2021

Anter

• He aha ka Medicare?
• Medicare kumu
• Ka Lapaʻau Medicare
• ʻO wai nā hoʻolālā Medicare Advantage i loaʻa i Iowa?
• ʻO wai ka mea kūpono i Medicare i Iowa?
• Āhea wau e kākau inoa ai i nā hoʻolālā Medicare Iowa?
• Nā ʻōlelo aʻoaʻo no ke kākau inoa ʻana ma Medicare i Iowa
• Nā waiwai Iowa Medicare
• He aha kaʻu e hana ai ma hope?

Inā ʻoe e noho i Iowa, hiki iā ʻoe ke koho i Medicare. Hāʻawi kēia papahana pekelala i ka inikua olakino no nā Iowans i piha i ka makahiki 65 a ʻoi paha, a me kekahi poʻe ʻōpio me ke kino kīnā.

Inā he mea hou ʻoe iā Medicare, ʻaʻole maʻalahi ka ʻike ʻana i kāu mau koho pale. Hāʻawi kēia ʻatikala i kahi hoʻolauna iā Medicare Iowa, me nā koho Medicare Advantage a pehea e koho ai i kahi hoʻolālā kūpono iā ʻoe.

He aha ka Medicare?

Aia he mau koho ʻālua Medicare ma Iowa. Hiki iā ʻoe ke koho i kekahi Medicare kumu a i ʻole Medicare Advantage.

Medicare kumu

Kāhea ʻia ʻo Original Medicare ʻo Medicare kuʻuna. Hāʻawi ʻia ia ma o ke aupuni pekelala a me nā:

• Māhele A (ʻinikua haukapila). Māhele ka ʻāpana A i nā lawelawe e pili ana i ka haukapila, e like me ka noho ʻana i ka haukapila maʻi a me ka mālama ʻana i kahi ʻoihana kahu maʻi mākaukau.
• Māhele B (ʻinikua olakino). Māhele ka ʻāpana B i ka uhi ʻana no nā lawelawe lapaʻau e pono ai he nui a me nā lawelawe pale, e like me ke kipa ʻana a ke kauka, nā hoʻokolohua kino, a me nā pana flu.

ʻAʻole uhi ka Original Medicare i nā mea āpau, akā hāʻawi nā ʻoihana inikua i nā hoʻolālā e hiki ke kōkua i ka hoʻopiha i nā āpau. Inā makemake ʻoe i ka uhi lāʻau lāʻau, hiki iā ʻoe ke kau inoa no kahi hoʻolālā Medicare Part D. Inā ʻoe e kōkua i ka uku ʻana no Medicare copayments, coinsurance, a me nā deductibles, hiki iā ʻoe ke kau inoa no ka ʻinikua kōkua Medicare Medigap).

Ka Lapaʻau Medicare

I Iowa, ʻo kāu koho ʻē aʻe kahi hoʻolālā Medicare Advantage. Hāʻawi ʻia kēia mau hoʻolālā e nā ʻoihana pilikino a hoʻoponopono ʻia e ke aupuni. Uhi lākou i nā haukapila like a me nā lawelawe olakino e like me Medicare kumu, akā hoʻokomo pinepine lākou i nā keu keu, e like me:

• lāʻau lāʻau lāʻau kuhikuhi
• lohe, ʻike maka, a i ʻole ka uhi niho

ʻO wai nā hoʻolālā Medicare Advantage i loaʻa i Iowa?

I ka makahiki 2021, kūʻai aku nā mea lawe aʻe i kēia Medicare Advantage plan i Iowa:

• ʻO Aetna Medicare
• HealthPartners UnityPoint Health
• Humana
• ʻO Medica
• Ka Papa Ola Ola Pilikino, Inc.
• MediGold
• ʻO UnitedHealthcare

Hāʻawi kēia mau ʻoihana i nā hoʻolālā i nā kalana he nui ma Iowa. Eia nō naʻe, ʻokoʻa nā mōhai hoʻolālā Medicare Advantage e ka kalana, no laila e hoʻokomo i kāu code ZIP kikoʻī ke ʻimi nei i nā hoʻolālā kahi āu e noho ai.

ʻO wai ka mea kūpono i Medicare i Iowa?

Inā ʻoe ʻōpio ma mua o 65 mau makahiki, hiki iā ʻoe ke koho no Medicare Iowa inā:

• ua ʻike ʻia ʻoe me ka maʻi hōʻino pae hope (ESRD)
• ua hōʻoia ʻia ʻoe me ka amyotrophic lateral sclerosis (ALS)
• ke kiʻi nei ʻoe i ka ʻInikua Pilikino Pilikino Pilikino no 2 mau makahiki

No nā Iowan e huli nei i ka makahiki 65, e hālāwai ana me kekahi o nā pae i lalo e hiki ai iā ʻoe ke koho no Medicare:

• he kamaʻāina paha ʻoe a i ʻole he kamaʻāina paʻa i noho ma ka ʻāina no 5 mau makahiki
• loaʻa iā ʻoe i kēia manawa nā pōmaikaʻi pension Social Security a i ʻole kūpono i kēia mau pono

Aia kekahi mau lula no ke koho pono Medicare Advantage ma Iowa.I hiki ke koho ʻia, pono ʻoe e noho i ka wahi lawelawe o ka hoʻolālā a loaʻa nā ʻaoʻao Medicare A a me B.

Āhea wau e kākau inoa ai i nā hoʻolālā Medicare Iowa?

Inā kūpono ʻoe no Medicare, hiki iā ʻoe ke kau inoa i kekahi mau manawa i ka makahiki. Aia kēia mau manawa i:

• Wā kākau inoa mua. Inā kūpono mua ʻoe ke huli ʻoe i ka makahiki 65, hiki iā ʻoe ke kau inoa i loko o kēia wā o 7 mau mahina. Hoʻomaka ia i 3 mau mahina ma mua o ka mahina e huli ʻoe i ka makahiki 65 a hoʻopau i 3 mau mahina ma hope o ka mahina o kāu lā hānau 65th.
• ʻO Medicare wehe manawa hoʻopaʻa inoa. Hana ʻia ka wā kākau inoa hāmama ma waena o ʻOkakopa 15 a me Kekemapa 7. I kēia manawa, hiki iā ʻoe ke komo i kahi hoʻolālā Medicare Advantage a i ʻole hoʻololi i kahi hoʻolālā hou.
• ʻO Medicare Advantage wehe manawa hoʻopaʻa inoa. Inā ʻoe i loko o kahi hoʻolālā Medicare Advantage, hiki iā ʻoe ke hoʻololi i kekahi ma waena o Ianuali 1 a me Malaki 31 i kēlā me kēia makahiki.

ʻO kekahi mau hanana ola, e like me ka nalo ʻana i kahi hana e hāʻawi iā ʻoe i ka uhi olakino, e hoʻomaka i kahi wā kākau inoa kūikawā. Hāʻawi kēia iā ʻoe i kahi manawa kūpono e kau inoa ai no Medicare ma waho o nā wā kau inoa maʻamau.

I kekahi mau hihia, kau inoa ʻia ʻoe no Medicare. Inā kūpono ʻoe ma muli o ke kīnā, loaʻa iā ʻoe ʻo Medicare ma hope o kou loaʻa ʻana he 24 mau mahina o ka ʻInikua Pilikino Pilikino Pilikino. E kau inoa inoa ʻia ʻoe ke huli ʻoe i nā makahiki 65 inā e loaʻa ana iā ʻoe nā pono pākēneka Social Security.

Nā ʻōlelo aʻoaʻo no ke kākau inoa ʻana ma Medicare i Iowa

Ke kūʻai nei ʻoe i nā hoʻolālā Medicare Advantage, hiki ke loli i kāu mau koho. I mea e maʻalahi ai ke kaʻina hana, e hoʻomanaʻo i kēia mau mea i kou kūʻai ʻana a puni.

• ʻO kāu waihona kālā. Ma mua o ke koho ʻana i kahi hoʻolālā, e hoʻoholo i ka nui o kāu hiki ke hoʻolilo. E noʻonoʻo ʻaʻole wale i nā uku o kēlā me kēia mahina, akā ʻo nā kumu kūʻai ʻē aʻe, e like me ka coinsurance, copayments, a me nā deductibles.
• Kou mau kauka. Ke komo ʻoe i kahi hoʻolālā Medicare Advantage, mālama maʻamau ʻoe mai nā kauka i ka pūnaewele o ka hoʻolālā. Inā makemake ʻoe e hoʻomau i ka ʻike ʻana i kāu kauka o kēia manawa, e ʻike pono aia lākou i ka pūnaewele.
• Pono kāu pale. Hiki paha i nā hoʻolālā Medicare Advantage ke uhi i nā lawelawe i hana ʻole ʻia e Medicare kumu, a ʻokoʻa kēia mau keu keu mai ka hoʻolālā i ka hoʻolālā. Inā makemake ʻoe i nā pono kikoʻī, e like me ka mālama niho a i ʻole ka mālama maka, e ʻike pono e hāʻawi kāu hoʻolālā iā lākou.
• Pono kou olakino. Inā loaʻa ʻoe i ke ʻano olakino olakino, e like me ka maʻi ʻaʻai a i ʻole kahi maʻi autoimmune, makemake paha ʻoe e hui pū me kahi Plan Pono Pono. Hoʻonohonoho kēia mau hoʻolālā i kā lākou lawelawe a me nā ʻoihana e hoʻolako pono ai i nā pono o ka poʻe me nā kūlana kikoʻī.

Nā waiwai Iowa Medicare

Nui nā kumuwaiwai kōkua e hiki ke kōkua iā ʻoe e hoʻomaopopo iā Medicare Iowa, me:

• Polokalamu ʻImi ʻIkepili ʻInikua Senior (SHIIP) 800-351-4664
• ʻO ka Administration Security Social 800-772-1213

He aha kaʻu e hana ai ma hope?

Ke hiki i ka manawa e kākau inoa ai i Medicare, hiki iā ʻoe ke:

• E kau inoa no nā ʻaoʻao Medicare A a me B. E kiʻi iā Medicare, e kāhea aku i ka Social Security Administration. Aia kahi noi pūnaewele, akā inā makemake ʻoe, hiki iā ʻoe ke kipa i kāu keʻena Social Security kūloko a i ʻole kelepona i ka 800-772-1213.
• Kūʻai no nā hoʻolālā Medicare ma Medicare.gov. ʻOi aku ka maʻalahi o ka mea pono hana ʻimi lāʻau Medicare e kūʻai aku no nā hoʻolālā Medicare ma Iowa. Ma hope o ke komo ʻana i kāu pāʻālua ZIP, ʻike ʻoe i kahi papa inoa kikoʻī o nā hoʻolālā hiki iā ʻoe ke koho mai.
• E kamaʻilio me ke kākāʻōlelo Medicare. Inā ʻoe e kōkua i ka hoʻohālikelike ʻana i nā hoʻolālā Medicare ma kāu wahi, e kāhea i ka Iowa SHIIP. Hiki i kahi mea manawaleʻa SHIIP ke kōkua iā ʻoe e hoʻomaopopo i kāu Medicare koho a hana i ka hoʻoholo ʻana i ka uhi ʻana.

Ua hōʻano hou ʻia kēia ʻatikala ma ʻOkakopa 7, 2020 e hōʻike i ka ʻike 2021 Medicare.

Hiki i ka ʻikepili ma kēia pūnaewele ke kōkua iā ʻoe i ka hoʻoholo ʻana pilikino e pili ana i ka ʻinikua, akā ʻaʻole ia i manaʻo ʻia e hāʻawi i nā ʻōlelo aʻoaʻo e pili ana i ke kūʻai a hoʻohana ʻana i nā huahana ʻinikua a me nā ʻinikua paha. ʻAʻole lawelawe ʻo Healthline Media i ka ʻoihana ʻinikua i kekahi ʻano a ʻaʻohe laikini ma ke ʻano he ʻinikua a i ʻole mea hana i kēlā me kēia mana o U.S. ʻAʻole koi a kākoʻo ʻo Healthline Media i nā ʻaoʻao ʻekolu i hiki ke hana i ka ʻoihana ʻinikua.