No ke aha he mea nui e loaʻa nā kauka e ʻae iā Medicare kokoke iā ʻoe

Anter

• No ke aha e pono ai i ke kauka āu e koho ai e lawe iā Medicare
• Pehea e loaʻa ai kahi kauka e lawe iā Medicare
• He aha ke kauka lapaʻau mua (PCP)?
• Pono kāu papahana Medicare i kahi PCP?
• Ke laina lalo

Ke koho ʻana i kahi hoʻolālā Medicare, hoʻokahi mea nui e noʻonoʻo ai ʻo ka loaʻa ʻana o nā kauka e ʻae iā Medicare kokoke iā ʻoe. He mea ʻole inā ʻoe e ʻimi ana i kahi haukapila, haukapila, kauka hou, a i ʻole inā makemake ʻoe e mālama i ke kauka āu e ʻike nei, e ʻike ana he mea nui ka Medicare. E iho i lalo i ka hana ʻana i kahi noiʻi iki ma mua o ka hoʻonohonoho ʻana i kāu manawa e hiki mai ana a nīnau i nā nīnau kūpono i kāu kipa aʻe.

E hoʻomau i ka heluhelu ʻana e aʻo hou aʻe e pili ana i ka loaʻa ʻana o kahi kauka e ʻae iā Medicare kokoke iā ʻoe a no ke aha he mea nui.

No ke aha e pono ai i ke kauka āu e koho ai e lawe iā Medicare

ʻOiaʻiʻo, hiki iā ʻoe ke ʻike i ke kauka i ʻae ʻole iā Medicare, akā e uku ʻia paha ʻoe i kahi kiʻekiʻe no kāu kipa a me nā lawelawe āu e loaʻa ai. ʻO kēia ke ʻoi aku paha o ke kumukūʻai o kāu olakino.

Ma ke koho ʻana i kahi kauka e ʻae iā Medicare, e hōʻoiaʻiʻo ʻoe e uku ʻia ʻoe i ka helu i kūkā ʻia a ʻoluʻolu hoʻi. E uku pū ke keʻena o kāu kauka iā Medicare no kāu kipa. I ka hapanui o nā hihia, e kali ke kauka e ʻae iā Medicare e hoʻolohe hou mai Medicare ma mua o ke noi ʻana iā ʻoe e uku i nā ʻokoʻa kālā inā kūpono.

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Pehea e loaʻa ai kahi kauka e lawe iā Medicare

Aia kekahi mau ala maʻalahi e loaʻa ai i kahi kauka nāna e ʻae i kāu hoʻolālā Medicare:

• E kipa aku i ke Kauka e hoʻohālikelike: Loaʻa i nā Kikowaena no Medicare & Medicaid Services (CMS) kahi mea hana e ʻae iā ʻoe e nānā i nā kauka kokoke iā ʻoe a hoʻohālikelike iā lākou ma ka ʻaoʻao.
• E hōʻoia i ka pūnaewele Medicare: He nui nā kumuwaiwai o ka pūnaewele Medicare no ka ʻimi ʻana i nā mea hoʻolako a me nā pono e ʻae iā Medicare kokoke iā ʻoe. ʻO kahi laʻana, hiki iā ʻoe ke ʻike a hoʻohālikelike i nā haukapila a i ʻole nā ​​mea lawelawe ʻē aʻe a ʻimi i nā lawelawe i uhi ʻia e kāu hoʻolālā Medicare.
• E hōʻoia i kāu papa inoa ʻoihana ʻoihana ʻinikua: ʻO Medigap a me Medicare Advantage nā hoʻolālā Medicare i hoʻolako ʻia ma o nā ʻoihana ʻinikua pilikino. No ka loaʻa ʻana o nā kauka e ʻae i kēia mau ʻano uhi, pono ʻoe e nānā me kāu mea i koho ʻia no kahi papa inoa.
• E hōʻoia i kāu pūnaewele: Inā hāʻawi ʻia kāu uhi Medicare ma o kahi mea hoʻolako ʻinikua me kahi pūnaewele o nā kauka a me nā haukapila, e nānā me ka ʻoihana e ʻike pono aia kāu kauka i kā lākou pūnaewele Hiki ke hana i kēia ma ke kāhea ʻana i kāu mea inikua a nānā paha i kā lākou pūnaewele.
• E nīnau i nā hoa aloha a me nā lālā o ka ʻohana: Inā he mau hoaaloha a ʻohana paha kāu e hoʻohana nei iā Medicare, e nīnau iā lākou e pili ana i kā lākou poʻe lawelawe mālama ola. Pehea ke akahele o ke kauka? Mālama ke keʻena i kā lākou mau noi koke a me ka maʻalahi? Loaʻa iā lākou nā hola kūpono?

He aha ke kauka lapaʻau mua (PCP)?

ʻO ke kauka lapaʻau mua (PCP) ke kauka āu e ʻike pinepine ai. Hāʻawi maʻamau kāu PCP i ka pae mua o ka mālama e loaʻa ai iā ʻoe, e like me ka nānā ʻana, nā koho kipi ʻole, a me nā hoʻokolohua maʻamau a makahiki paha.

Makemake nā poʻe he nui i kahi PCP i hoʻolaʻa ʻia no laila ʻike mau lākou i ka mea a lākou e ʻike nei no kā lākou koho. Ke loaʻa nei i kahi kauka i ʻike mua i kāu moʻaukala a me nā pahuhopu olakino hiki ke hana i nā manawa i koho ʻia me ka maikaʻi a me ka hua ʻana i ka wā e hoʻopau ana i ka hopohopo e pili ana i nā pīhoihoi.

E koi paha kekahi mau ʻoihana ʻinikua pilikino i nā mea kūʻai mai i hoʻokahi PCP e pono e ʻae a hāʻawi i nā mea i haʻi ʻia i nā loea ʻē aʻe a i ʻole nā ​​kaʻina hana diagnostics.

Pono kāu papahana Medicare i kahi PCP?

ʻAʻole kēlā me kēia hoʻolālā Medicare e koi iā ʻoe e koho i kahi kauka mālama mua. Inā ʻaʻole ʻoe e kaupalena iā ʻoe iho i hoʻokahi keʻena a hoʻokahi kauka, a laila hiki iā ʻoe ke hoʻomau i ka ʻike ʻana i nā kauka ʻē aʻe e ʻae iā Medicare.

Eia nō naʻe, inā ʻoe e hui i kahi Medicare HMO ma o kahi Medigap a i ʻole Medicare Advantage plan, pono paha ʻoe e koho i kahi PCP. ʻO kēia no ke kuleana o kāu PCP no ke kuhikuhi ʻana iā ʻoe i kahi loea no ka mālama ma o kāu HMO.

Ke laina lalo

No ka hapanui o ka poʻe, ʻo ka loaʻa ʻana o kahi kauka i hilinaʻi lākou e kū nei maʻalahi ka mea nui o kā lākou olakino. ʻOiai he keu keu ia, he mea nui e hōʻoia i ka ʻae ʻana o kāu kauka iā Medicare e hōʻoia e loaʻa iā ʻoe ka mea nui mai kāu mau pono Medicare.

Hiki i ka ʻikepili ma kēia pūnaewele ke kōkua iā ʻoe i ka hoʻoholo ʻana pilikino e pili ana i ka ʻinikua, akā ʻaʻole ia i manaʻo ʻia e hāʻawi i nā ʻōlelo aʻoaʻo e pili ana i ke kūʻai a hoʻohana ʻana i nā huahana ʻinikua a me nā ʻinikua paha. ʻAʻole lawelawe ʻo Healthline Media i ka ʻoihana ʻinikua i kekahi ʻano a ʻaʻohe laikini ma ke ʻano he ʻinikua a i ʻole mea hana i kēlā me kēia mana o U.S. ʻAʻole koi a kākoʻo ʻo Healthline Media i nā ʻaoʻao ʻekolu i hiki ke hana i ka ʻoihana ʻinikua.

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