Nā Hoʻolālā Medicare Hou Mekiko ma 2021

Anter

• He aha ka Medicare?
• Medicare kumu
• Uhi lāʻau
• Nā hoʻolālā Medicare Advantage
• He aha nā hoʻolālā Medicare Advantage i loaʻa ma New Mexico?
• ʻO wai ka mea i kūpono no Medicare ma New Mexico?
• Āhea wau e kākau inoa ai i nā hoʻolālā Medicare New Mexico?
• Wā kākau inoa mua
• ʻO ka wā kākau inoa wehe (Ianuali 1 a Malaki 31) a me ka wā kākau inoa makahiki (ʻOkakopa 15 a Kekemapa 7)
• Wā kākau inoa kūikawā
• Nā ʻōlelo aʻoaʻo no ke kākau inoa ʻana ma Medicare ma New Mexico
• Nā kumuwaiwai Medicare New Mexico
• He aha kaʻu e hana ai ma hope?

Hāʻawi ʻo Medicare New Mexico i ka uhi olakino i nā makahiki 65 a ʻoi o ka makahiki i ka mokuʻāina, a ma 2018, 409,851 poʻe i kākau inoa ʻia i nā hoʻolālā Medicare ma New Mexico. Nui a hewahewa nā ʻano hoʻolālā a me nā ʻoihana ʻinikua, no laila e noiʻi pono i kāu mau koho ma mua o kou kau inoa ʻana no Medicare New Mexico.

He aha ka Medicare?

ʻEhā ʻano nui o nā hoʻolālā Medicare ma New Mexico, a ʻo ka hoʻomaopopo ʻana i kēlā me kēia e kōkua iā ʻoe e hoʻoholo pono e pili ana i kāu pono olakino. Hāʻawi kēlā me kēia ʻano i nā koho ʻokoʻa ʻokoʻa, mai ke kumu a ka hōʻuluʻulu.

Medicare kumu

ʻIke pū ʻia ʻo ka ʻāpana A a me ka ʻāpana B, ʻo Medicare New Mexico kahi i hoʻolako ʻia i ke ʻano mālama ola pilikino i nā makahiki 65 a ʻoi o ka makahiki ma waena o ʻAmelika Hui Pū ʻIa. Inā kūpono ʻoe i nā pono palekana pilikanaka, ua komo paha ʻoe i loko o ka ʻĀpana A a ua kūpono paha ʻoe no ka uhi manuahi ʻole.

Loaʻa i ka uhi Medicare kumu:

• lawelawe haukapila
• mālama hale hoʻokipa
• ʻoihana lawelawe olakino hapa manawa
• noho ka wā hānai mākau wā pōkole
• lawelawe lawelawe maʻi maʻi
• lāʻau āpau o ka maʻi flu
• hoʻāʻo koko
• nā koho a ke kauka

Uhi lāʻau

Hoʻolālā nā papahana Medicare Part D ma New Mexico i ka uhi ʻana o ka lāʻau. Nui nā hoʻolālā e koho ai, ʻo kēlā me kēia me kahi papa koho o nā kuhikuhi i uhi ʻia.

Hiki iā ʻoe ke hoʻohui i ka ʻāpana D ʻāpana i kāu Medicare kumu e offset i ke kumukūʻai o nā lāʻau.

Nā hoʻolālā Medicare Advantage

Hoʻolālā Medicare Advantage (ʻĀpana C) ma New Mexico, i ʻike ʻia ʻo Part C, hāʻawi iā ʻoe i kahi o nā koho uhi ma nā pae uku kālā āpau.

Hoʻopili kēia mau hoʻolālā āpau i nā lawelawe āpau i uhi ʻia e Medicare kumu, a me ka uhi lāʻau. ʻO kekahi o nā hoʻolālā Medicare Advantage ma New Mexico pū kekahi me nā uhi hou aʻe no nā papahana olakino a olakino, olakino pale, mālama mālama niho, a i ʻole nā ​​pono ʻike

He aha nā hoʻolālā Medicare Advantage i loaʻa ma New Mexico?

ʻO nā mea lawe papa hana maikaʻi ma New Mexico nā:

• ʻAetna
• ʻO Allwell
• Mālama kaiaulu ʻo Amerigroup o New Mexico
• ʻO Blue Cross Blue Shield o NM
• Nā hanauna hoʻolālā olakino ʻo CHRISTUS
• ʻO Cigna
• Humana
• ʻO Kamupene ʻInikua Imperial, Inc.
• ʻO Lasso Healthcare
• ʻO Molina Healthcare o New Mexico, Inc.
• Presbyterian Insurance Company, Inc.
• ʻO UnitedHealthcare

Hāʻawi kēlā me kēia o nā halihali i nā hoʻolālā Medicare Advantage a hāʻawi i nā mea āpau mai ka uhi maʻamau i ka laulā olakino a me ka lāʻau.

ʻAʻole hāʻawi nā mea lawe a pau i ka ʻinikua i nā kalana āpau, no laila e nānā i nā koina o ka wahi o kēlā me kēia mea hāʻawi, a hoʻohana iā ʻoe i ka pāʻālua ZIP i ka wā e ʻimi nei e ʻike wale ʻoe i nā hoʻolālā i loaʻa i kou kalana.

ʻO wai ka mea i kūpono no Medicare ma New Mexico?

ʻO ka hapa nui o ka poʻe 65 a ʻoi paha makahiki ke koho ʻia no Medicare New Mexico. No ke koho ʻana pono ʻoe:

• 65 a ʻoi paha makahiki
• he kamaʻāina a kamaʻāina paʻa paha o ʻAmelika Hui Pū ʻIa no nā makahiki he 5 i hala a ʻoi paha

Inā ʻoe ma lalo o ka makahiki 65, hiki paha iā ʻoe ke kūpono no Medicare New Mexico inā ʻoe:

• he kīnā mau
• Ua kūpono ʻia no nā pono kīnā o ke Kaiāulu no 24 mau mahina
• he maʻi maʻi mau e like me ka amyotrophic lateral sclerosis (ALS) a i ʻole ka hopena maʻi maʻi ʻōpū (ESRD)

Ua kūpono ʻoe e loaʻa i ka ʻāpana A manuahi manuahi ʻole inā e hoʻokō ʻoe i kekahi o kēia mau koi:

• kūpono ʻoe a i ʻole kāu wahine i nā pono mai ka Social Security
• kūpono ʻoe a i ʻole ʻo kāu wahine i nā pono mai ka Papa Hoʻomaha Alahao
• ua hana ʻoe ma kahi hana ma kahi āu i uku ai i nā ʻauhau Medicare

Āhea wau e kākau inoa ai i nā hoʻolālā Medicare New Mexico?

Wā kākau inoa mua

ʻO kēia kou manawa kūpono mua e kākau inoa ma ka laulā Medicare New Mexico. Hoʻomaka kēia manawa 7 mau mahina 3 mau mahina ma mua o ka mahina e hala ʻoe i 65, e komo pū me kāu mahina hānau, a hoʻonui ʻia i 3 mau mahina ma hope o kou piha ʻana i ka makahiki 65. Hiki iā ʻoe ke kākau inoa i nā ʻāpana Medicare A a me B i kēia manawa.

ʻO ka wā kākau inoa wehe (Ianuali 1 a Malaki 31) a me ka wā kākau inoa makahiki (ʻOkakopa 15 a Kekemapa 7)

ʻO kou manawa aʻe e kau inoa ai ma Medicare i kēia mau manawa i kēlā me kēia makahiki.

I loko o kēia mau manawa ʻelua hiki iā ʻoe:

• hoʻohui i ka ʻaoʻao D i kāu Medicare kumu
• e kuapo mai ka Medicare kumu i kahi papahana Advantage
• e kuapo mai kahi hoʻolālā Advantage i ka Medicare kumu
• e kuapo ma waena o nā hoʻolālā Medicare Advantage ma New Mexico

Wā kākau inoa kūikawā

Hiki paha iā ʻoe ke kākau inoa i kēia manawa inā ua nalowale kāu mau pono olakino haku hana a i neʻe paha ma waho o ka pae o kāu hoʻolālā o kēia manawa. Hiki iā ʻoe ke kūpono no ke kākau inoa kūikawā inā ʻoe i neʻe aku nei i kahi hale hānai, a i ʻole inā kūpono ʻoe i kahi hoʻolālā pono kūikawā ma muli o ke kīnā a me ka maʻi maʻi mau.

Nā ʻōlelo aʻoaʻo no ke kākau inoa ʻana ma Medicare ma New Mexico

Me nā hoʻolālā Medicare he nui ma New Mexico, e liʻuliʻu ka manawa e ʻike i kahi hoʻolālā kūpono no kāu pono olakino a me kāu kālā. Eia kekahi mau ʻōlelo aʻoaʻo e kōkua ai iā ʻoe e loiloi i kāu koho koho.

1. E ʻike inā uhi ʻia kāu kauka a makemake paha i ka lāʻau lapaʻau. Ke hana nei kēlā me kēia Medicare Part D a me ka Advantage Plan carrier me kahi helu o nā kauka i ʻae ʻia e ka pūnaewele a me nā hale kūʻai. Kāhea i ke keʻena o kāu kauka e ʻike i nā mea lawe a lākou e hana pū ai, a e noʻonoʻo pono e noʻonoʻo wale ana ʻoe i nā hoʻolālā e uhi ana i kāu mau kauka.
2. Hana i kahi papa inoa piha o kāu mau lāʻau a me nā kuhikuhi. Loaʻa i kēlā me kēia hoʻolālā kahi papa inoa o nā lāʻau i uhi ʻia, no laila e hoʻohālikelike i kēlā papa inoa e kūʻē iā ʻoe iho a koho wale i kahi hoʻolālā e hāʻawi iā ʻoe i ka uhi lāʻau kūpono.
3. Hoʻohālikelike i nā helu pālākiō. E ʻike ai i ka manaʻo o nā poʻe ʻē aʻe e pili ana i kēlā me kēia hoʻolālā, hoʻohālikelike i nā helu hōkū o kēlā me kēia hoʻolālā e ʻike i nā ʻoihana e hana maikaʻi ana. Hoʻohana ʻo CMS i kahi ʻōnaehana helu helu 1- a i 5 mau hōkū, kahi e hōʻike ai kahi 4 a i ʻole 5 i nā poʻe i kākau inoa ʻia i ka hoʻolālā i ka makahiki i hala he mau ʻike maikaʻi me ia.

Nā kumuwaiwai Medicare New Mexico

Inā makemake ʻoe i ka ʻōlelo aʻoaʻo pehea e koho ai i kahi hoʻolālā, a i ʻole e wehewehe i kāu kuleana a i ʻole nā ​​lā kau inoa, e hoʻopili aku i kekahi o nā hui mokuʻāina no ke kōkua.

• ʻOihana Mekiko a me nā lawelawe wā lōʻihi ʻo Mekiko Mekiko, 800-432-2080. Hāʻawi ke Keʻena ʻelemakule i nā ʻōlelo aʻoaʻo kaulike ʻole ma Medicare, nā lawelawe kōkua kōkua olakino mokuʻāina (SHIP), ka ʻike Ombudsman, a me ke kiʻi ʻana i nā lawelawe e like me ka meaʻai a me nā mea kūʻai.
• Ke uku nei no ka mālama kiʻekiʻe, 206-462-5728. E ʻike e pili ana i ke kōkua ʻana i ka lāʻau ʻona ma New Mexico, a me ke kōkua kālā no ka mālama a me ke ola kōkua.
• ʻO Medicare, 800-633-4227. E kāhea pololei iā Medicare e nīnau e pili ana i nā hoʻolālā Medicare ma New Mexico, e nīnau e pili ana i Star Ratings, a e nīnau e pili ana i nā manawa kau inoa kūikawā.

He aha kaʻu e hana ai ma hope?

Mākaukau paha ʻoe e kākau inoa ma Medicare New Mexico? E hōʻoia ua kūpono ʻoe no Medicare a laila hoʻomaka e kākau inoa na:

• Ke hoʻoholo nei i ka wā e hiki ai iā ʻoe ke kākau inoa i Medicare, a i ʻole i kou wā kau inoa mua a i ʻole i ka wā wehe.
• E nānā i kāu mau koho ākea, a koho i ka hoʻolālā e hāʻawi i ke olakino a me ka lāʻau e pono ai i kahi uku kūpono.
• Kāhea iā Medicare a i ʻole ka mea hoʻolako inikua e hoʻomaka i ke kaʻina hana kākau inoa.

Ua hōʻano hou ʻia kēia ʻatikala ma Nowemapa 20, 2020, e hōʻike i ka ʻike 2021 Medicare.

Hiki i ka ʻikepili ma kēia pūnaewele ke kōkua iā ʻoe i ka hoʻoholo ʻana pilikino e pili ana i ka ʻinikua, akā ʻaʻole ia i manaʻo ʻia e hāʻawi i nā ʻōlelo aʻoaʻo e pili ana i ke kūʻai a hoʻohana ʻana i nā huahana ʻinikua a me nā ʻinikua paha. ʻAʻole lawelawe ʻo Healthline Media i ka ʻoihana ʻinikua i kekahi ʻano a ʻaʻohe laikini ma ke ʻano he ʻinikua a i ʻole mea hana i kēlā me kēia mana o U.S. ʻAʻole koi a kākoʻo ʻo Healthline Media i nā ʻaoʻao ʻekolu i hiki ke hana i ka ʻoihana ʻinikua.