ʻO ka hoʻoholo koʻikoʻi āu e hana ai i kēia mahina

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Maʻalahi ke manaʻo ʻaʻole pono ʻoe i ka ʻinikua olakino, keu hoʻi inā ʻōpio ʻoe, ʻaʻohe ou olakino olakino, a ʻo ʻoe kekahi o kēlā poʻe ʻaʻole e maʻi. Akā, hiki i kekahi ke holoi i kahi ʻāpana hau a haki i ka wāwae (hiki iā ʻoe ke holo iā ʻoe $7,500) a i ʻole e loaʻa i kahi maʻi maʻi ʻino a pono e hoʻopaʻa ʻia i ka haukapila (hiki i nā lā ʻekolu ke kūʻai i $30,000 weliweli). No laila, pono ʻoe. Hoʻohui, e kiʻi ʻoe i nā mea e like me ka pale pale manuahi (e like me ka nānā ʻana a me ka pap smear), kaohi hānau, a e uku ʻoe i ka liʻiliʻi i ka manawa aʻe āu e manaʻo ai he mole paha ma kou poʻohiwi i mea e hopohopo ai.

Akā, loaʻa iā ʻoe kēlā mau pōmaikaʻi inā ʻoe e kākau inoa maoli! E hoʻomaka ana ke kākau inoa ʻana no nā hoʻolālā ma lalo o ke Affordable Care Act i ka Pōʻaono a hiki i ka lā 15 o Dekemaba. Mai kali a hiki i ka minuke hope e ʻike ai. (A hoʻomanaʻo, inā loaʻa iā ʻoe ka uhi no 2014, pono ʻoe e koho i kahi hoʻolālā hou a i ʻole reenroll e noho uhi ʻia ma 2015.)

Hopohopo e pili ana i ke kumukūʻai? Ua ʻike ka Enroll America i ka makahiki i hala aku nei, ʻaʻole i hoʻāʻo ʻo 63 pākēneka o nā pākeke ʻaʻole i hoʻopaʻa ʻia e nānā i ka uhi ʻana, a ʻo ka hapa nui o kēlā poʻe i ʻōlelo i ka hiki ke kumu. Akā inā loaʻa ʻoe ma lalo o kekahi kālā, hiki iā ʻoe ke kūpono no nā kumukūʻai haʻahaʻa haʻahaʻa. Eia kekahi, ke piʻi nei ka uku no ka loaʻa ʻole o ka uhi: Inā ʻaʻole ʻoe i hoʻopaʻa i kēia makahiki (2014), e hoʻopaʻi ʻia ʻoe i ka 1 pakeneka o kāu loaʻa home a i ʻole $95 no kēlā me kēia kanaka (ʻoi aku ka nui) uku ʻoe i kāu ʻauhau i kēia ʻApelila e hiki mai ana. Akā inā ʻaʻole ʻoe e loaʻa ka pale no 2015, ʻo ka uku ka 2 pakeneka o kāu loaʻa kālā a i ʻole $ 325 no kēlā me kēia kanaka. (Inā ʻoe e hoʻāʻo e hoʻemi i lalo, mālama kālā a kālā me kēia mau ʻōlelo aʻoaʻo.)

ʻO ke kūʻai ʻana i ka ʻinikua olakino e like paha me kahi kaʻina hoʻoweliweli (a me ka leʻaleʻa e like me ka hoʻomaʻemaʻe ʻana i kou mau niho), akā hāʻawi ʻo healthcare.gov i nā ʻanuʻu āpau āu e pono ai e hana a loaʻa iā ʻoe kahi ʻāpana FAQ piha. E mālama wale i kou maka i ka makana: nā kipa kauka i uhi ʻia, mālama pale manuahi, pale ʻana i ka uku, a me ka maluhia o ka noʻonoʻo me ka ʻike ʻole ʻaʻole e holoi ʻia kāu waihona kālā i kahi pilikia olakino.

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