Pehea e mālama ai i ke kālā ma nā kuhikuhi

Anter

• 1. E nīnau e pili ana i nā lāʻau laulaha
• 2. E kiʻi i kahi lako i ʻoi aku ka nui
• 3. Hoʻohālikelike i nā kumukūʻai
• 4. E hoʻohana i kahi papahana mālama hoʻēmi uku
• 5. Noi no ke kōkua kālā
• 6. E kiʻi i kahi papa lāʻau lāʻau kuhikuhi lāʻau Medicare Part D
• 7. E hoʻohana i ka hale kūʻai lāʻau lapaʻau kauoha
• 8. Noi i nā laʻana mai kāu kauka
• 9. Mai noʻonoʻo he ʻoi aku ka maikaʻi o kāu ʻinikua olakino
• ʻO ka lawe lawe ʻana

Inā he maʻi maʻi kou a i ʻole he maʻi pōkole, huli pinepine nā kauka i ke kau ʻana i ka lāʻau. He antibiotic paha kēia, he anti-inflammatory, kahi lahilahi o ke koko, a i ʻole kekahi o nā ʻano lāʻau ʻē aʻe.

Akā nui nā lāʻau e hele mai me kahi kumukūʻai nui. ʻO ka mea ʻaneʻane aneane 1 i ka 4 mau ʻAmelika e paʻakikī i ka loaʻa ʻana o kā lākou kuhikuhi, e like me ka nānā ʻana.

A ʻo kahi hopena, pono i nā poʻe he nui e hoʻoholo i ka hoʻoholo paʻakikī: Hoʻopiha paha wau i kahi kauka, a i ʻole e lele wau i ka lāʻau a hiki i ka maʻi ʻana?

ʻOiai kekahi mau lāʻau lapaʻau i kākau ʻia he mea ʻole akā maʻalahi, hiki iā ʻoe ke hoʻohaʻahaʻa i kāu kumukūʻai ma waho o ka ʻeke a loaʻa ka mālama āu e pono ai - a pono.

Eia kahi nānā i ʻeiwa mau hana kūpono e mālama ai i ke kālā i nā lāʻau lapaʻau.

1. E nīnau e pili ana i nā lāʻau laulaha

Ma muli wale nō o ke kauka ʻana a kāu kauka i kahi lāʻau lapaʻau no ka inoa inoa inoa ʻaʻole ia he kumu e uku ai ʻoe i nā kālā nui no ka lāʻau.

He nui nā lāʻau lapaʻau mana i loaʻa i nā mana generic i loaʻa ma nā kumukūʻai haʻahaʻa. Loaʻa i kēia mau mea nā ʻano hana like a loaʻa i ka nui like.

E noi i kāu kauka e kākau i kahi kuhikuhi no ka mana generic o kahi lāʻau ma kahi. Hiki iā ʻoe ke nīnau i kāu kauka lāʻau e pili ana i nā alternic generic i kahi lāʻau hōʻailona.

2. E kiʻi i kahi lako i ʻoi aku ka nui

Hiki paha ʻoe e lawe i kahi lāʻau lapaʻau kikoʻī no 3 mau mahina. Inā ʻo kēia ka hihia, ma kahi o ka loaʻa ʻana o kahi kuhikuhi no kahi lako o 30 lā, e noi i kāu kauka e kākau i kahi kuhikuhi no kahi lako 90 lā.

Mālama pinepine ʻoe i ke kālā ma ke kūʻai ʻana i ka lāʻau i nā nui he nui aku. Hoʻohui, ʻaʻole ʻoe e hoʻopihapiha hou i ke kauka i nā manawa he nui, i hiki ke mālama i ke kālā ma nā copay.

Loaʻa i kekahi mau hale kūʻai lāʻau lapaʻau he 30 mau lā o kekahi mau lāʻau lapaʻau generic no $ 4 kālā wale nō, a me kahi lā he 90 no $ 10.

3. Hoʻohālikelike i nā kumukūʻai

Mai kuhi i ka uku like ʻana o nā hale kūʻai lāʻau lapaʻau a pau no ka lāʻau. Ma mua o ka hoʻopihapiha ʻana i kahi kuhikuhi, e kāhea i nā hale kūʻai lāʻau ʻokoʻa a hoʻohālikelike i nā kumukūʻai e mālama ai i ke kālā.

Hiki iā ʻoe ke kelepona i nā mea kūʻai aku pahu nui a me nā hale kūʻai e like me Target, Walmart, a me Costco, a me nā hale kūʻai kūʻokoʻa.

4. E hoʻohana i kahi papahana mālama hoʻēmi uku

ʻOiai ke hoʻohālikelike nei ʻoe i nā kumukūʻai, hiki iā ʻoe ke ʻimi pūnaewele no nā coupon hoʻēmi a me nā mālama mālama koke ʻana me ka hoʻohana ʻana i kahi lawelawe e like me Optum Perks.

Kikokiko i ka inoa o ke kuhikuhi, hoʻonohonoho i kou wahi, a ʻike ʻoe i nā kumukūʻai e uku ʻia nā hale kūʻai lāʻau kokoke. Hāʻawi ka ʻoihana i kahi kāleka kuhikuhi uku hoʻēmi manuahi.

Hiki iā ʻoe ke loaʻa iā ia ma o ka leka uila a i ʻole ka leka uila, a paʻi paha i ke kāleka. ʻAʻole kēia he ʻinikua, akā he polokalamu mālama mālama lāʻau.

5. Noi no ke kōkua kālā

Me ka hoʻohana ʻana i kahi papahana hoʻēmi kūʻai, hiki iā ʻoe ke kūpono no ke kōkua lāʻau lapaʻau i hāʻawi ʻia e kāu mokuʻāina a i ʻole aupuni kūloko.

Hoʻololi nā koi papahana, a kau kekahi i nā palena kālā. No ke aʻo hou ʻana e pili ana i nā papahana, e kāhea aku i ka Polokalamu Kokua Laau Lapaʻau Mokuʻāina a i ʻole Paʻina Hana no ke Kōkua Kākau.

E hoʻomanaʻo hoʻi, ke hāʻawi nei kekahi mau hale kūʻai i kā lākou mau papahana lāʻau ʻaʻai. Hiki paha iā ʻoe ke loaʻa nā lāʻau ʻalopika manuahi a i ʻole nā ​​lāʻau lapaʻau manuahi no ke koko kiʻekiʻe a me ka maʻi kō. Kāhea aku i kāu kaona lāʻau lapaʻau no kahi ʻike hou aku.

6. E kiʻi i kahi papa lāʻau lāʻau kuhikuhi lāʻau Medicare Part D

Inā kūpono ʻoe no Medicare, e noʻonoʻo e kiʻi i kahi hoʻolālā lāʻau lāʻau e hoʻoliʻiliʻi i kāu lilo o ka ʻeke no ka lāʻau. ʻOiai ʻoe i kākau inoa ʻia i ka Medicare Part A a i ʻole ʻĀpana B (a i ʻole ʻelua), hiki iā ʻoe ke kūʻai i kahi papa lāʻau lāʻau kuhikuhi Medicare Part D ma ke ʻano he kulekele kū hoʻokahi.

Hiki iā ʻoe ke kau inoa no kahi hoʻolālā Medicare Advantage e hoʻopili ana i nā pono ʻo D D. ʻO Medicare Advantage ka Medicare kumu i hāʻawi ʻia ma o nā ʻoihana ʻinikua pilikino. Hiki iā ʻoe ke kau inoa no kahi hoʻolālā Medicare Part D i ka manawa o Medicare e wehe inoa ʻia ana mai ʻOkakopa 15 a i Kekemapa 7 o kēlā me kēia makahiki.

7. E hoʻohana i ka hale kūʻai lāʻau lapaʻau kauoha

Kūpono kekahi mau mea ke kūʻai aku ʻoe iā lākou ma ka pūnaewele. Hiki i kēia ke noi i nā lāʻau.

ʻOi aku ka liʻiliʻi o nā mea kūʻai lāʻau lapaʻau ma ka helu leka i ka hale kūʻai kūloko. Ma muli o kēia, hiki iā lākou ke kūʻai aku i nā lāʻau i ke kumu kūʻai haʻahaʻa.

E kāhea aku i kāu ʻinikua olakino e ʻike inā he pilina a pilina paha lākou me kahi hale kūʻai kauoha leka. Inā pēlā, e noi i kāu kauka e hoʻouna i kāu kauka i ka ʻoihana leka uila. Hiki iā lākou ke hāʻawi i kāu kuhikuhi i kou puka mua.

8. Noi i nā laʻana mai kāu kauka

Inā paipai kāu kauka i kahi lāʻau lapaʻau pipiʻi, e noi i nā laʻana manuahi. Hiki iā ʻoe ke hoʻāʻo i ka lāʻau e hōʻoia i ka loaʻa ʻole o nā hopena maikaʻi ʻole ma mua o ka hoʻopihapiha ʻana i ke kauka.

9. Mai noʻonoʻo he ʻoi aku ka maikaʻi o kāu ʻinikua olakino

Inā pili kāu ʻinikua olakino i ka uhi ʻana o ka lāʻau lapaʻau, mai noʻonoʻo e ʻoi aku ka liʻiliʻi o ka hoʻohana ʻana i kāu ʻinikua.

I kekahi manawa, ʻoi aku ka uku o ke kūʻai ʻana i kekahi lāʻau i waho o ka ʻeke ma mua o kāu copay kuhikuhi. Ma mua o ka hoʻohana ʻana i kāu ʻinikua e uku no ka lāʻau, nīnau e pili ana i ke kumukūʻai me ka ʻole o ka ʻinikua.

ʻO kāu kope ʻinikua he $ 10, akā he $ 5 wale nō ke kumu kūʻai o ka lāʻau lapaʻau me ka ʻaʻohe ʻinikua ʻole.

ʻO ka lawe lawe ʻana

Hiki ke uku ʻia nā lāʻau lapaʻau i ke ʻano o ka lāʻau a pehea ka manawa e pono ai ʻoe e hoʻopihapiha hou i kahi kuhikuhi. Akā ʻoiai hiki i nā kumukūʻai lāʻau ke lilo i kāu waihona kālā, hiki i kēia mau ʻōkuhi ke palupalu i ka pā i kāu ʻeke. Hiki i kēia ke ʻae iā ʻoe e kiʻi i nā lāʻau āu e pono ai e noʻonoʻo koke.