He aha ka uku a Medicare i ke kumukūʻai o nā noho huila?

Anter

• Āhea uhi ʻo Medicare i nā noho huila?
• He aha ke ʻano o ka noho huila a Medicare e uhi ai?
• Nā noho huila lima
• Nā scooter uila
• Noho huila uila
• Uhi anei ʻo Medicare i kahi hāpai hoʻomanawanui?
• Pehea e pili ana i kahi ala noho huila?
• He aha nā kumukūʻai o waho o ka ʻeke no nā noho huila inā he Medicare kāu?
• ʻO wai nā hoʻolālā Medicare e ʻoi aku ka maikaʻi inā ʻoe e ʻike he pono i kahi noho huila?
• Uku anei ʻo Medicare no nā kōkua neʻe ʻē aʻe?
• Ke laina lalo

• Uhi ʻo Medicare i ke kumukūʻai no ka hoʻolimalima a kūʻai paha i nā noho huila i kekahi mau hihia.
• Pono ʻoe e hoʻokō i nā koi Medicare kikoʻī.
• E ʻike pono i kāu kauka a me ka hui e hāʻawi ana i kāu noho huila i ʻae ʻia e Medicare.

Inā mālama ʻoe i kahi ʻano olakino mai ka neʻe ʻana me ka manuahi i kou hale a ʻaʻole lawa ke kōkō a i ʻole ka hele wāwae, ʻo ka noho huila paha ka pane i kāu pilikia neʻe.

Uhi ka Medicare ʻāpana B i nā ʻano noho huila like ʻole ke pili ʻoe i kekahi mau kūlana ma mua.

Uku ʻo Medicare ʻāpana B no nā noho huila ke loaʻa iā ʻoe nā pilikia neʻe loko kou home. ʻAʻole ia e uku no ka noho huila inā pilikia wale ʻoe i ka hele a puni mawaho kou home.

Āhea uhi ʻo Medicare i nā noho huila?

E uhi ka Medicare ʻāpana B i ka hapa nui o ke kumukūʻai o kou noho huila inā ʻo kāu kauka mālama mua (PCP) a i ʻole ka mea mālama ola e mālama ana iā ʻoe no ke ʻano e pili ana i kāu neʻe ʻana e kākau i kahi kauoha no hoʻokahi. E akāka i ke kauoha a kāu kauka:

• Ke kumu nei kahi kūlana olakino i nā pilikia neʻe e pale iā ʻoe mai ka mālama ʻana i kāu mau pono o kēlā me kēia lā. ʻO kahi laʻana, mālama kou ʻano olakino iā ʻoe mai ka hiki ʻana i ka lumipaku a i ka lumi kuke paha me ka palekana, ʻoiai inā ʻoe e hoʻohana i nā koʻokoʻo, ka mea hele wāwae, a i ʻole kahi kō.

• Hiki iā ʻoe ke hoʻohana palekana i ke ʻano o nā pono āu e noi nei. aiʻole iā ʻoe kekahi ma kou home e noho mau ana e kōkua iā ʻoe e hoʻohana i ka noho huila ke pono ʻoe.

• ʻO kāu kauka a me ka mea hoʻolako pono lāʻau lapaʻau he ʻelua mau mea hāʻawi i ka lāʻau Medicare. Aia nā papa inoa o nā mea hoʻolako, a hiki iā ʻoe ke noi i kāu kauka a me ka ʻoihana e hāʻawi ana i nā pono e hōʻoia ua ʻae ʻia e Medicare.

• Hiki iā ʻoe ke hoʻohana palekana i ka hāmeʻa i kou home me ka makaʻu ʻole i nā hōʻeha a me nā ulia pōpilikia no ka papaewaewa ʻole o nā papahele, nā mea keʻakeʻa i kou ala, a i ʻole nā ​​puka hāiki no kāu noho huila.

Hiki ke hoʻololi i nā lula no ke kiʻi ʻana i kahi noho huila no ka manawa pōkole inā Pelekikena o ʻAmelika Hui Pū ʻIa, ke Keʻena ʻo Health and Human Services, a i ʻole ke kiaʻāina o kou mokuʻāina e haʻi i kahi pilikia a i ʻole kahi pōpilikia i kou wahi. E ʻike inā aia ʻoe i kekahi o kēlā mau wahi, hiki iā ʻoe ke kāhea iā 1 (800) MEDICARE (800-633-4227). Hiki iā ʻoe ke ʻike i ka ʻike ma ka pūnaewele ʻo Federal Emergency Management Agency (FEMA) a i ʻole ka pūnaewele Emergency Emergency Health ʻo HHS.

He aha ke ʻano o ka noho huila a Medicare e uhi ai?

Manaʻo ʻia nā noho huila e pono ai nā pono olakino (DME). Aia he ʻekolu mauʻano o nā noho huila: nā noho huila, nā kaʻa uila, a me nā noho huila.

ʻO ka ʻano o ka noho kaʻa huila e uhi ai ka Medicare i kāu kūlana kino a me nā ʻōlelo a ke kauka.

Nā noho huila lima

Inā lawa kou ikaika e komo i loko a puka i waho o kahi noho huila a hoʻohana i hoʻokahi inā pono ʻoe, ʻo kēia ʻano noho huila he koho maikaʻi loa nāu.

ʻOiai ʻaʻohe ou ikaika o ke kino i luna e hoʻohana ai i kahi noho huila, e pono paha ʻoe no kekahi inā aia kekahi ma ka home me ʻoe e hiki ke kōkua iā ʻoe e hele i waho a waho, a ʻo wai ka mea hiki ke kōkua iā ʻoe e hoʻohana me ka palekana. .

Inā he manawa pōkole kāu pilikia neʻe - inā, no ka laʻana, ua loaʻa ʻoe i kahi ʻoki pani o ke kuli a ke manaʻo nei ʻoe e hele hou ana ʻoe - makemake paha ʻoe e noʻonoʻo i ka hoʻolimalima ʻana i nā pono hana ma kahi o ke kūʻai ʻana iā ia.

Nā scooter uila

Inā ʻaʻole hiki iā ʻoe ke hoʻohana palekana i kahi noho huila, e uku paha ʻo Medicare no kahi scooter mana. I mea e pono ai no ka scooter mana, pono ʻoe e kipa pilikino me kāu kauka e hōʻoia i kou ikaika e komo i loko a ma waho o kahi mea iā ʻoe iho a e hoʻopaʻa iā ʻoe iho i kou wā e hoʻokele nei.

E like me ka ʻoiaʻiʻo me nā noho huila manual, makemake paha ʻoe e hoʻoholo inā ʻoi aku ka maikaʻi o ka hoʻolimalima ma mua o ke kūʻai pololei ʻana i nā pono hana.

1. E ʻike i kāu kauka e kiʻi i kahi lāʻau no ka noho huila.
2. E ʻike inā ua hālāwai ʻoe i kāu hoʻoliʻiliʻi makahiki no laila ʻike ʻoe i ka mea āu e manaʻo ai e uku no kāu noho huila.
3. Kāhea aku i kahi mea hoʻolako DME i hoʻopaʻa inoa ʻia e Medicare.
4. E noi i kāu mea hoʻolako DME e waiho i kahi noi no ka ʻae mua inā pono kekahi.
5. Inā hōʻole ʻia kāu noi, hana pū me kāu kauka a me ka mea hoʻolako DME e hāʻawi i ka ʻike hou aku e pono ai ka Medicare.

Noho huila uila

No ka loaʻa ʻana o kahi noho huila, pono kāu kauka e nānā iā ʻoe iho. Ma hope o kāu hoʻokolohua, pono kāu kauka e kākau i kahi kauoha e ʻōlelo ana ua hiki iā ʻoe ke hoʻohana me ka maluhia i kahi noho huila a wehewehe i ke kumu e pono ai.

Pono kekahi o nā noho huila mana i kahi "ʻae mua" ma mua o ka hiki ke loaʻa iā ʻoe. ʻO ia ka mea e pono ai i ka Medicare ʻae ma mua o ka hiki iā ʻoe ke hana i ke kūʻai a hoʻolimalima paha i ka hāmeʻa. Kākoʻo ʻia kahi noi ʻae mua e ke kauoha mai kāu kauka a me nā palapala i hāʻawi ʻia e kāu mea lako pono olakino.

Hiki iā ʻoe a i ʻole kāu mea hoʻolako lāʻau lapaʻau ke waiho i nā palapala i koi ʻia i ka Durable Medical Equipment Medicare Administrator Contractor (DME MAC). Pono ʻoe e hoʻoholo mai ka DME MAC ma kahi o 10 mau lā ma hope o kāu noi.

Inā ʻaʻole ʻae ʻo Medicare i kāu kūʻai, aia iā ʻoe ke kuleana e hoʻopiʻi i kēlā hoʻoholo. Hiki iā ʻoe a i ʻole kāu mea lawelawe lāʻau lapaʻau ke wehewehe i nā kikoʻī hou aʻe no ke aha ʻoe e pono ai i ka hāmeʻa e hana i kou home.

E ʻike ai i nā ʻano o nā scooter mana 33 a me nā noho huila e pono ai ka ʻae ma mua, e nānā i ka papa inoa o kēia manawa.

Uhi anei ʻo Medicare i kahi hāpai hoʻomanawanui?

Inā manaʻo kāu kauka pono ʻoe i mea e kōkua ai iā ʻoe e hele mai kahi moena i kāu noho huila, e uhi ana ʻo Medicare Part B i ka 80 pākēneka o kēlā uku. ʻO ʻoe ke kuleana no ke koena 20 pākēneka o ke kumukūʻai.

Hoʻomaopopo ʻo Medicare i kahi hāpai e like me nā lako olakino paʻa (DME).

Pehea e pili ana i kahi ala noho huila?

ʻOiai paha he pono ka lāʻau noho huila e pono ai i ka lāʻau, ʻaʻole manaʻo ʻo Medicare Part B i kahi huakaʻi noho huila e pono ai nā lako olakino, no laila ʻaʻole e uhi ʻia ke kumukūʻai o kahi kaho huila. Inā makemake ʻoe e hoʻouka i kahi ala noho huila, pono ʻoe e uku no kēlā mea ma kāu iho.

He aha nā kumukūʻai o waho o ka ʻeke no nā noho huila inā he Medicare kāu?

Uku ʻo Medicare Part B i ka 80 pakeneka o ke kumukūʻai o kahi noho huila ma hope o kou hālāwai ʻana me kāu hoʻoliʻiliʻi makahiki. E uku ʻoe i ka 20 pākēneka o ke kumukūʻai ma waho o kāu uku uku makahiki Medicare. Loaʻa paha iā ʻoe nā kumukūʻai copay e pili ana i nā kipa kauka e pono ai e kiʻi i kou noho huila.

I kekahi mau ʻāpana o ka ʻāina, koi ʻia nā mea hoʻolako DME e komo i kahi papahana hoʻokūkū hoʻokūkū, e kōkua ai e mālama i nā koina. Eia nō naʻe, ua hoʻomaha iki kēlā papa ʻōlelo hoʻokūkū a hiki i Ianuali 1, 2021.

I loko o kēia wā pōkole, he mea nui ia e makaʻala i nā ʻenehana kūʻai kūpikipiki i hana ʻia e kekahi mau mea hoʻolako DME. Inā he mau nīnau a hopohopo paha kāu e pili ana i kahi mea hoʻolako DME, a i ʻole e pili ana i kahi mea i hele mai i kou home e hoʻāʻo e kūʻai iā ʻoe DME, hiki iā ʻoe ke kāhea i ka Hotline Fraud o ke keʻena ʻo HHS o ka Luna Nānā ma 1-800-HHS-TIPS 1-800-447-8477) a i ʻole hōʻike aku ma ka pūnaewele.

ʻO wai nā hoʻolālā Medicare e ʻoi aku ka maikaʻi inā ʻoe e ʻike he pono i kahi noho huila?

Inā manaʻo ʻoe e pono ana ʻoe i kahi noho huila ma 2020 a ua kūpono ʻoe no Medicare, pono ʻoe e hoʻoholo i kahi hoʻolālā e kū pono i kāu mau pono.

Uhi ka Medicare Part A i ka haukapila. Inā makemake ʻoe i kahi noho huila i ka wā o kahi noho ma ka haukapila a i ʻole ʻoe ma ka hale kahu, e hāʻawi ka wahi iā ʻoe i hoʻokahi.

Mālama ʻo Medicare Part B i nā lawelawe olakino. Ma lalo o ka ʻāpana B, uhi ʻia nā noho huila e like me nā pono olakino paʻa.

Kapa ʻia ʻo Medicare Part C ʻo Medicare Advantage. ʻOiai koi ʻia nā hoʻolālā Medicare Advantage e uhi i nā pono like me Medicare kumu (ʻāpana A a me B), uhi ʻia nā noho huila ma lalo o kēia mau hoʻolālā. E loli nā pono kūpono a me nā koi mai kēlā me kēia hoʻolālā.

ʻO Medicare ʻĀpana D ka laʻau lāʻau i kuhikuhi ʻia. ʻOiai pono ʻoe i kahi palapala a i ʻole ke kauoha a ke kauka e kiʻi i kahi noho huila, ʻaʻole uhi ʻia lākou ma lalo o kēia ʻāpana o Medicare.

Hoʻolālā ʻo Medigap (nā mea kōkua Medicare) e kōkua iā ʻoe e uku no nā kumukūʻai i uhi ʻole ʻia e Medicare. Hiki i kekahi mau hoʻolālā Medigap ke kōkua iā ʻoe e uku no kekahi a i ʻole nā ​​lilo a pau o kahi noho huila.

Uku anei ʻo Medicare no nā kōkua neʻe ʻē aʻe?

Uku ʻo Medicare Part B no 80 pakeneka o ke kumukūʻai o nā mea hele, nā wili, nā koʻokoʻo, a me nā kō (ma hope o ka uku ʻia ʻana o kāu mea e lawe ai). Pono ʻoe e uku i ka 20 pākēneka ʻē aʻe o ke kumukūʻai. E like me ka noho huila, pono kāu kauka e kākau i kahi ʻoka e ʻōlelo ana he pono olakino ka mea neʻe no ʻoe.

Ke laina lalo

Inā loaʻa iā ʻoe kahi ʻano olakino e kaupalena ana i kāu neʻe i kou home a mālama iā ʻoe mai ka hiki ke mālama i kāu mau pono i kēlā me kēia lā, Medicare Part B e uhi i 80 pākēneka o ke kumukūʻai. ʻO ʻoe ke kuleana no ka uku ʻana no ke koena he 20 pākēneka o ke koina, a me kāu unuhi ʻia, nā uku uku uku, a me nā pānaʻi like e pili ana.

Pōmaikaʻi nā Medicare i nā noho huila, nā scooter uila, a me nā noho huila. He mea nui e hōʻoia i ke kau inoa ʻana o kāu kauka a me kāu mea lako pono olakino i Medicare ma mua o kou loaʻa ʻana i kahi noho huila.

Pono kāu kauka olakino e kākau i kahi kauoha e wehewehe ana i ke kumu e pono ai ʻoe i ka hāmeʻa, a pono paha i kāu mea hoʻolako pono olakino e hoʻouna i nā palapala hou e pili ana i kēlā ʻano noho huila āu e pono ai.

Hiki i ka ʻikepili ma kēia pūnaewele ke kōkua iā ʻoe i ka hoʻoholo ʻana pilikino e pili ana i ka ʻinikua, akā ʻaʻole ia i manaʻo ʻia e hāʻawi i nā ʻōlelo aʻoaʻo e pili ana i ke kūʻai a hoʻohana ʻana i nā huahana ʻinikua a me nā ʻinikua paha. ʻAʻole lawelawe ʻo Healthline Media i ka ʻoihana ʻinikua i kekahi ʻano a ʻaʻohe laikini ma ke ʻano he ʻinikua a i ʻole mea hana i kēlā me kēia mana o U.S. ʻAʻole koi a kākoʻo ʻo Healthline Media i nā ʻaoʻao ʻekolu i hiki ke hana i ka ʻoihana ʻinikua.