Uhi anei ʻo Medicare i ka mālama ʻeha?

Anter

• He aha ka uhi a Medicare no ka mālama ʻeha?
• Mahele B Medicare
• Mahele Medicare D
• Ka mālama ʻeha i ka wā o ka mālama maʻi maʻi
• Ke kūpono no ka uhi ʻana
• ʻO nā kumukūʻai Medicare Part A
• ʻO nā koina Medicare Part C
• Lapaʻau o waho
• Ke kūpono no ka uhi ʻana
• ʻO nā koina Medicare Part B
• Nā Lapaʻau
• Nā lāʻau lapaʻau
• Nā lāʻau lapaʻau over-the-counter (OTC)
• No ke aha e pono ai iaʻu ka mālama ʻeha?
• Nā ʻano ʻē aʻe o ka mālama ʻeha
• ʻO ka lawe lawe ʻana

• Uhi ka Medicare i kekahi mau ʻano lapaʻau like ʻole a me nā lawelawe i hoʻohana ʻia i ka mālama ʻeha.
• Uhi ʻia nā lāʻau e mālama i ka ʻeha ma lalo o Medicare Part D.
• Uhi ʻia nā lāʻau lapaʻau a me nā lawelawe no ka mālama ʻeha ma lalo o Medicare Part B.
• Hoʻohui pū nā hoʻolālā Medicare Advantage ma ka liʻiliʻi i nā lāʻau a me nā lawelawe like me nā ʻāpana B a me D.

Hiki i ka huaʻōlelo "mālama ʻeha" ke hoʻopili i nā mea like ʻole. Pono paha kekahi poʻe i ka mālama ʻeha pōkole ma hope o kahi ʻoki a i ʻole ʻeha. Pono paha nā poʻe ʻē aʻe e mālama i ka ʻeha mau loa no nā kūlana e like me ka maʻi o ka maʻi, fibromyalgia, a i ʻole nā ​​maʻi ʻehaʻeha ʻeha.

Hiki ke pipiʻi ka mālama ʻeha no laila e noʻonoʻo paha ʻoe inā uhi ʻo Medicare iā ia. Uhi ka Medicare i nā ʻano hana a me nā lawelawe āu e pono ai no ka mālama ʻeha.

E heluhelu e aʻo ai i nā ʻāpana o Medicare e uhi ana i nā ʻano therapies a me nā lawelawe like ʻole, nā kumukūʻai āu e manaʻo ai, a me nā mea hou aʻe e pili ana i nā ala e hiki ai ke mālama i ka ʻeha.

He aha ka uhi a Medicare no ka mālama ʻeha?

Hāʻawi ʻo Medicare i ka uhi no nā hana he nui a me nā lawelawe e pono ai e mālama i ka ʻeha. Eia kahi hiʻohiʻona o nā ʻāpana e uhi iā ia a me nā ʻano lāʻau i hoʻohui ʻia.

Mahele B Medicare

ʻO Medicare Māhele B, kāu ʻinikua olakino, e uhi i nā lawelawe e pili ana i ka mālama ʻeha.

• Hoʻoponopono lāʻau. Pono paha e ʻae ʻia ma mua o ka hiki iā ʻoe ke hoʻopiha i nā lāʻau ʻeha narcotic. Hāʻawi ʻia ʻoe i kahi nui palena.
• Nā lawelawe hoʻohui olakino behavioral. I kekahi manawa, hiki i ka poʻe me ka ʻeha mau ke loaʻa nā pilikia me ka hopohopo a me ke kaumaha. Uhi ʻo Medicare i nā lawelawe olakino lawena e kōkua i ka mālama ʻana i kēia mau ʻano.
• Hoʻoikaika kino. No nā pilikia ʻeha a koʻikoʻi hoʻi, hiki i ke kauka ke kuhikuhi i ke olakino kino e kōkua i ka mālama ʻana i kou ʻeha.
• ʻOihana lapaʻau. Kōkua kēia ʻano hana hoʻōla iā ʻoe e hoʻi i kāu hana maʻamau i kēlā me kēia lā i hiki ʻole iā ʻoe ke hana ʻoiai ke ʻeha.
• ʻO ka hoʻoponopono Chiropractic spinal. Māhele ka ʻāpana B i ka hoʻohana lima lima ʻia ʻana o ka iwi kuamoʻo inā pono ka lāʻau e hoʻoponopono i kahi subluxation.
• Ke nānā pono ʻole ʻana i ka waiʻona. I kekahi manawa, hiki i ka ʻeha mau ke alakaʻi i ka hōʻino ʻana i ka lāʻau. Uhi ʻia ʻo Medicare i nā kānana a me nā ʻōlelo aʻoaʻo pū kekahi no kēia.

Mahele Medicare D

E kōkua ka Medicare ʻĀpana D (ka lāʻau lāʻau kuhikuhi) iā ʻoe e uku no kāu mau lāʻau a me nā papahana e hoʻokele iā lākou. Uhi ʻia nā papahana hoʻokele lāʻau lapaʻau a hiki ke hāʻawi i ke kōkua i ka hoʻokele ʻana i nā pono olakino paʻakikī. ʻO ka manawa pinepine, nā lāʻau ʻeha opioid, e like me hydrocodone (Vicodin), oxycodone (OxyContin), morphine, codeine, a me fentanyl, kauoha ʻia e kōkua i ka hōʻoluʻolu i kāu mau ʻōuli.

Ka mālama ʻeha i ka wā o ka mālama maʻi maʻi

Hiki paha iā ʻoe ke mālama i ka ʻeha inā ʻoe ka mea maʻi ma ka haukapila a i ʻole kahi mālama wā lōʻihi no nā kumu aʻe.

• ulia kaʻa a hōʻeha nui paha
• ʻoki kino
• ka lapaʻau ʻana no kahi maʻi koʻikoʻi (ka maʻi ʻaʻai, no ka laʻana)
• mālama hope-o ke ola (hoʻokipa)

ʻOiai hoʻokomo ʻia ʻoe i ka haukapila, pono paha ʻoe i nā lawelawe like ʻole a i ʻole nā ​​hoʻoponopono ʻana e mālama i kou ʻeha, e like me:

• epidural a i ʻole nā ​​ʻoki ʻiwi ʻē aʻe
• nā lāʻau lapaʻau (nā narcotic a me nā non-narcotic)
• ʻoihana hana
• hoʻōla kino

Ke kūpono no ka uhi ʻana

I mea e kūpono ai no ka uhi ʻana, pono ʻoe e kākau inoa i loko o kahi hoʻolālā Medicare kumu a i ʻole Medicare Part C (Medicare Advantage) hoʻolālā. Pono e noʻonoʻo ʻia kāu noho haukapila e pono ai i ke kauka a pono e komo ka haukapila i Medicare.

ʻO nā kumukūʻai Medicare Part A

ʻO Medicare Part A kāu ʻinikua haukapila. ʻOiai ʻoe e ʻae ʻia i ka haukapila, e kuleana ʻoe no nā kumukūʻai aʻe ma lalo o ka ʻĀpana A:

• $1,408 unuhi ʻia no kēlā me kēia wā pōmaikaʻi ma mua o ka kiki ʻana o ka uhi
• $0 ke kumu kūʻai kālā no kēlā me kēia wā pōmaikaʻi no 60 mau lā mua
• $352 coinsurance no kēlā me kēia lā o kēlā me kēia manawa pōmaikaʻi no nā lā 61 a 90
• $704 coinsurance no kēlā me kēia "lā mālama ola" ma hope o ka lā 90 no kēlā me kēia manawa pōmaikaʻi (a hiki i 60 mau lā ma luna o kou ola)
• 100 pākēneka o nā koina ma waho aʻe o kou mau lā mālama

ʻO nā koina Medicare Part C

ʻO nā kumukūʻai ma lalo o kahi papahana Medicare Part C e ʻokoʻa a hilinaʻi ʻia i kāu hoʻolālā a me ka nui o ka uhi āu i koho ai. Pono ka uhi ʻana iā ʻoe ma lalo o kahi ʻāpana C ma ka liʻiliʻi e like me ka uhi mua a Medicare.

Lapaʻau o waho

Ua uhi ʻia kekahi ʻano o ka mālama ʻana i ka ʻeha ma waho o Medicare Part B. Aia pū kēia me nā mea e like me:

• lāʻau hoʻomalu
• ka manipula o ka iwi kuamoʻo, inā pono i ka lāʻau
• nā kōkō mai waho (nā inikua steroid, nā lāʻau kō epidural)
• hoʻoulu uila uila transcutaneous (TENS) no ka ʻeha ma hope o ke kaʻina hana
• autogenous epidural blood graft (kāpili koko) no ka headache ma hope o ka epidural a i ʻole ke kuamoʻo

Ke kūpono no ka uhi ʻana

Ma mua o ka uhi ʻia ʻana o kēia mau lawelawe a me nā kaʻina hana, pono e hōʻoia i kahi kauka i kau inoa ʻia he Medicare pono lākou i ka lāʻau e pono ai e mālama i kāu ʻano.

ʻO nā koina Medicare Part B

Ma lalo o Medicare Part B, kuleana ʻoe no ka uku ʻana:

• An $198 hiki ke unuhi ʻia i kēlā me kēia makahiki, pono e hoʻokō ʻia i kēlā me kēia makahiki ma mua o ka uhi ʻia ʻana o nā lawelawe olakino
• ʻO kāu uku uku mahina, ʻo ia hoʻi $144.60 no ka hapa nui o ka poʻe ma 2020

Nā Lapaʻau

Nā lāʻau lapaʻau

Hāʻawi ka Medicare ʻĀpana D i ka uhi lāʻau lāʻau. Mālama ka ʻaoʻao D a me kekahi Medicare Part C / Medicare Advantage i ka nui o nā lāʻau i kuhikuhi ʻia no ka mālama ʻeha. Hiki paha i kēia mau hoʻolālā ke uhi i nā papahana hoʻokele lāʻau lapaʻau inā loaʻa iā ʻoe kahi pono olakino ʻoi aku ka paʻakikī.

ʻO nā lāʻau lapaʻau maʻamau i hoʻohana ʻia i ka mālama ʻeha pū ʻana, akā ʻaʻole kau palena ʻia ia:

• nā lāʻau ʻeha narcotic e like me Percocet, Vicodin, a i ʻole oxycodone
• gabapentin (kahi lāʻau ʻehaʻeha nerve)
• celecoxib (kahi lāʻau anti-inflammatory)

Loaʻa kēia mau lāʻau i loko o nā generic a me nā inoa inoa inoa. Pili nā lāʻau i uhi ʻia i kāu hoʻolālā ponoʻī. E loli nā kumukūʻai mai ka hoʻolālā i ka hoʻolālā, e like me ka nui o ka uhi ʻana no nā lāʻau ʻokoʻa. E pili ana nā kumukūʻai i ka formulary o kāu hoʻolālā ponoʻī, e hoʻohana ai i kahi ʻōnaehana pae e hōʻuluʻulu i nā lāʻau i nā koina kiʻekiʻe, waena, a me nā haʻahaʻa.

He mea nui e hele i kahi lawelawe mālama ola e komo a loaʻa i kāu kauka no Medicare Part D. No ka ʻĀpana C, pono ʻoe e hoʻohana i nā mea hoʻolako pūnaewele e hōʻoia i nā pono piha.

Pono kāu mea mālama ola e hāʻawi iā ʻoe i ka nui o nā koho e mālama i kou ʻeha, ʻaʻole wale nā ​​lāʻau narcotic. Me ka hoʻonui ʻana o nā overdosis opioid i nā manawa i hala aku nei, ke kau ʻia nei ka manaʻo nui ma ka hoʻohana narcotic palekana.

He mea waiwai paha ka loaʻa ʻana o ka manaʻo ʻelua e ʻike inā hiki i nā koho non-narcotic ʻē aʻe, e like me ka hoʻōla kino, ke kōkua me kou kūlana.

Nā lāʻau lapaʻau over-the-counter (OTC)

ʻO nā lāʻau lapaʻau OTC i hiki ke hoʻohana ʻia no ka mālama ʻeha ʻana:

• acetaminophen
• ibuprofen
• naproxen
• nā patchocaine a i ʻole nā ​​lāʻau lapaʻau kumuhana ʻē aʻe

ʻAʻole uhi ka Medicare Part D i nā lāʻau OTC, nā lāʻau lapaʻau wale nō. Hiki i kekahi o nā ʻāpana C ʻāpana ke hoʻopili i kahi ʻae no kēia mau lāʻau. E hōʻoia me kāu hoʻolālā e pili ana i ka uhi a mālama pū i kēia i ka wā e kūʻai ana no kahi hoʻolālā Medicare.

No ke aha e pono ai iaʻu ka mālama ʻeha?

Hoʻopili ka mālama ʻeha i nā lāʻau lapaʻau, nā hoʻoponopono, a me nā lawelawe i hoʻohana ʻia e mālama ai i ka ʻehaʻeha a me ka maʻi mau. Pili pinepine ka ʻeha koʻikoʻi me kahi maʻi hou a ʻeha paha. ʻO nā laʻana o ka ʻehaʻeha nui:

• ʻeha ma hope o ke kaha ʻana
• ʻeha ma hope o kahi ulia kaʻa
• iwi iwi a iwi kuamoʻo
• ʻeha haki

ʻO nā laʻana o nā kūlana ʻeha mau me:

• ʻeha ka maʻi ʻaʻai
• fibromyalgia
• ʻōiwi
• nā diski herniated i kou kua
• maʻi ʻeha mau

Nā ʻano ʻē aʻe o ka mālama ʻeha

Hoʻohui ʻia i nā lāʻau ʻeha a me ka hoʻōla kino, aia kekahi mau ʻano ʻē aʻe no ka mālama ʻana i ka ʻeha mau. Nui ka poʻe e loaʻa ka hoʻomaha me nā ʻano o kēia:

• acupuncture, ka mea e uhi ʻia nei ma lalo o Medicare no ka poʻe i loaʻa ka pilikia me ka ʻehaʻeha o ka ʻaoʻao haʻahaʻa
• CBD a i ʻole nā ​​aila pono ʻē aʻe
• anu a i ʻole hoʻomehana wela

ʻAʻole uhi ʻia ka hapa nui o kēia e Medicare akā e nānā me kāu hoʻolālā e ʻike ai inā uhi ʻia kahi lāʻau.

ʻO ka lawe lawe ʻana

• Uhi ʻia nā lāʻau hoʻomalu ʻeha a me nā lawelawe e ka hapanui o nā hoʻolālā Medicare inā hōʻoia ʻia lākou e like me ka mea e pono ai ka lāʻau lapaʻau.
• Hiki ke hoʻololi ʻia ka uhi Medicare Advantage mai kahi hoʻolālā i kahi hoʻolālā, no laila e nānā pono me kāu ʻoihana inikua e pili ana i ka mea i uhi ʻia ma lalo o kāu papahana.
• Nui nā koho ʻē aʻe e ʻimi e mālama i ka ʻeha ma waho o nā lāʻau ʻeha narcotic.

Hiki i ka ʻikepili ma kēia pūnaewele ke kōkua iā ʻoe i ka hoʻoholo ʻana pilikino e pili ana i ka ʻinikua, akā ʻaʻole ia i manaʻo ʻia e hāʻawi i nā ʻōlelo aʻoaʻo e pili ana i ke kūʻai a hoʻohana ʻana i nā huahana ʻinikua a me nā ʻinikua paha. ʻAʻole lawelawe ʻo Healthline Media i ka ʻoihana ʻinikua i kekahi ʻano a ʻaʻohe laikini ma ke ʻano he ʻinikua a i ʻole mea hana i kēlā me kēia mana o U.S. ʻAʻole koi a kākoʻo ʻo Healthline Media i nā ʻaoʻao ʻekolu i hiki ke hana i ka ʻoihana ʻinikua.