Uhi ʻo Medicare i ka mālama ʻana i ka maʻi ʻaʻai?

Anter

• He aha kāu koho maʻi ʻaʻai?
• I ka manawa hea e uhi ai ʻo Medicare i ka mālama ʻana i ka maʻi ʻaʻai?
• ʻO wai ka Medicare e hoʻolālā e uhi i ka mālama ʻana i ka maʻi ʻaʻai?
• Mahele Medicare A
• Mahele B Medicare
• ʻO Medicare Māhele C (Medicare Advantage)
• Mahele Medicare D
• Pākuʻi Medicare (Medigap)
• Pehea wau e ʻike ai i kaʻu kumukūʻai o waho o ka ʻeke no ka mālama ʻana i ka maʻi ʻaʻai.
• Ke laina lalo

Hoʻohui wikiwiki nā kumukūʻai o ka mālama ʻana i ka maʻi ʻaʻai. Inā he Medicare kāu, hoʻopili ʻia ka hapa nui o kēlā mau lilo i kāu uhi ʻana.

E pane kēia ʻatikala i nā nīnau maʻamau e pili ana pehea e ʻike ai i kāu mau hōʻaiʻē no kāu mālama maʻi ʻaʻai inā loaʻa iā Medicare.

Inā loaʻa iā ʻoe kahi hōʻailona maʻi ʻaʻai koʻikoʻi, makemake paha ʻoe e kelepona i ka laina olakino Medicare ma 800-633-4227. Loaʻa kēia laina 24/7 a hiki ke hāʻawi iā ʻoe i nā pane kikoʻī e pili ana i ke kali ʻana i kāu kumukūʻai.

He aha kāu koho maʻi ʻaʻai?

Hoʻohana nui ʻia ka mālama ʻana i ka maʻi ʻaʻai. Hana pū kekahi mau ʻano kauka e hana i kahi papa hana e hoʻoponopono ai i kāu mau pono. E hoʻopili ʻia kahi hoʻolālā mālama maʻi maʻi piha i hoʻokahi a ʻoi paha o nā ʻano o ke ʻano o ka mālama ʻana, nā mea āpau e hiki ke uhi ʻia e Medicare.

• ʻOki kino. Paipai ʻia ke ʻoki kino no ka hemo ʻana i nā tumors cancerous.
• ʻO Chemotherapy. Hoʻokomo ʻo Chemotherapy i nā kemika i hāʻawi ʻia i waha a i ʻole intravenous e pepehi i nā hunaola maʻi ʻaʻai a hoʻōki i ka maʻi ʻaʻai mai ka hoʻolaha ʻana.
• Pāhawewe. Hoʻohana ka radiation radiation i nā kaola ikaika o ka ikaika e pepehi i nā hunaola maʻi ʻaʻai.
• Hoʻoikaika Hormone. Hoʻohana ka Hormone therapy i ka hormone synthetic a me nā poloka hormonone e pahu i nā maʻi ʻaʻa e hoʻohana i nā homone e ulu.
• Immunotherapy. Hoʻohana nā lāʻau Immunotherapy i ka ʻōnaehana pale o kou kino e hoʻouka aku i nā hunaola maʻi ʻaʻai.
• Lapaʻau genetic. Hāʻawi pinepine kēia mau hoʻoponopono hou i kahi maʻi i kahi huna maʻi ʻaʻai e māka a kōkua iā ia e luku.

ʻO kekahi ʻano o ka mālama ʻana i ka maʻi ʻaʻai i uhi ʻole ʻia e Medicare he koho ʻē aʻe a i ʻole holistic therapy. ʻO kēia mau hoʻoponopono ʻana, hiki ke hoʻopili i nā loli papaʻai, nā mea hoʻopiha, nā aila, a me nā mea kūlohelohe, ʻaʻole ia he ʻāpana o ka maʻi maʻi maʻi Medicare.

I ka manawa hea e uhi ai ʻo Medicare i ka mālama ʻana i ka maʻi ʻaʻai?

Uhi ʻia ʻo Medicare i ka lapaʻau maʻi ʻaʻai i kauoha ʻia e ke kauka nāna i ʻae iā Medicare.

Uku ʻo Medicare i ka 80 pakeneka o ka uku a kāu mea mālama mālama no nā lāʻau lapaʻau i ʻāpono ʻia. ʻO ʻoe ke kuleana no ka 20 pākēneka o ka huina i hōʻili ʻia a hiki i kou wā e hōʻemi ai i kāu makahiki.

Pono e kipa kekahi mau kauka a me nā kaʻina hana i nā pae hoʻohālikelike kūikawā e ʻae ʻia e Medicare.

ʻO kahi laʻana, inā pono ʻoe i kahi ʻoki kino, e uku ʻo Medicare iā ʻoe e nīnau me kahi oncologist ʻoki lāʻau a me kahi oncologist ʻoki lāʻau hou no ka manaʻo ʻelua. E uku aku ʻo Medicare iā ʻoe e loaʻa i ka manaʻo ʻekolu, akā inā ʻaʻole ʻae nā kauka mua a me ka lua.

Inā he Medicare kāu, uhi ia i ka mālama ʻana i ka maʻi ʻaʻai no ka nui o kou mau makahiki. Inā loaʻa iā ʻoe ka Medicare Part D, uhi ʻia nā lāʻau lapaʻau i ʻāpana o kāu lapaʻau ʻana i ka maʻi ʻaʻai.

ʻO wai ka Medicare e hoʻolālā e uhi i ka mālama ʻana i ka maʻi ʻaʻai?

He papahana pekelala ʻo Medicare i ʻAmelike Hui Pū ʻIa, i hoʻomalu ʻia e nā pūʻulu kānāwai. ʻO kēia mau kulekele nā ​​"ʻāpana" o Medicare. Uhi nā ʻāpana like ʻole o Medicare i nā ʻaoʻao like ʻole o kāu lāʻau maʻi maʻi maʻi.

Mahele Medicare A

ʻO Medicare Part A, i kapa ʻia ʻo Medicare kumu, uhi i ka mālama haukapila. ʻAʻole uku ka hapa nui o ka poʻe i ka uku no kēlā me kēia mahina no Medicare Part A.

Mālama ka maʻi ʻaʻai a me nā lawelawe i ka ʻāpana A me:

• mālama maʻi ʻaʻai
• hana koko
• nā hōʻoia hōʻoia āu e loaʻa ai ʻoiai ʻoe ma ka haukapila
• ʻO nā kaʻina hana inpatient e wehe i kahi maʻi maʻi maʻi
• hoʻokomo i nā lāʻau lapaʻau umauma ma hope o ka mastectomy

Mahele B Medicare

Uhi ka Medicare ʻāpana B i ka mālama olakino pono. ʻO Medicare Part B ka mea e uhi i ka hapanui o nā ʻano maʻi ʻaʻai.

Mālama ka maʻi ʻaʻai a me nā lawelawe i uhi ʻia e ka ʻāpana B:

• kipa aku me kāu kauka
• kipa aku i kāu oncologist a me nā loea ʻē aʻe
• nā hoʻāʻo diagnostical, e like me X-ray a me ka hana koko
• ʻoki kino waho
• intravenous a me kekahi oral chemotherapy lapaʻau
• nā pono olakino paʻa, e like me ka poʻe hele wāwae, nā noho huila, a me nā pauma hānai
• nā lawelawe olakino noʻonoʻo
• kekahi mau pale mālama pale pale

ʻO Medicare Māhele C (Medicare Advantage)

ʻO Medicare Part C, i kapa ʻia i kekahi manawa Medicare Advantage, pili i nā hoʻolālā ʻinikua pilikino pilikino e hoʻopili i nā pono o nā ʻaoʻao Medicare A a me B, a i kekahi manawa ʻĀpana D.

Koi ʻia kēia mau ʻinikua olakino pilikino e uhi i nā mea āpau a Medicare e uhi ai. ʻO nā uku no Medicare Part C ʻoi aku ka kiʻekiʻe i kekahi manawa, akā ʻo nā mea e like me nā lawelawe i uhi ʻia, nā kauka komo, a me nā kope paha e hāʻawi i nā koho ʻoi aku ka maikaʻi no kekahi poʻe.

Mahele Medicare D

Uhi ka Medicare Part D i nā lāʻau i kuhikuhi ʻia. Hiki i ka Medicare Part D ke uhi i kekahi mau lāʻau chemotherapy waha, nā lāʻau antinausea, nā lāʻau ʻeha, a me nā lāʻau ʻē aʻe a kāu kauka i kuhikuhi ai ma ke ʻano he ʻāpana o kāu lapaʻau maʻi ʻaʻai.

ʻAʻole kēia ʻāpana i ʻāpana o Medicare a i ʻole Medicare Advantage, a he mau kapu ʻokoʻa ko nā hoʻolālā ʻokoʻa i nā lāʻau a lākou e uhi ai.

Pākuʻi Medicare (Medigap)

ʻO nā kulekele Medigap nā kulekele ʻinikua pilikino e kōkua i ka uhi ʻana i kāu mahele o nā koina Medicare. Pono ʻoe e uku i kahi uku no Medigap, a i ka hoʻololi ʻana, hoʻoliʻiliʻi a hōʻemi paha ke kumumanaʻo i kekahi mau kope a hoʻoliʻiliʻi paha i kāu moni a me ka nui i unuhi ʻia.

Pehea wau e ʻike ai i kaʻu kumukūʻai o waho o ka ʻeke no ka mālama ʻana i ka maʻi ʻaʻai.

Ma mua o kou hele ʻana i kekahi kauka no kāu lāʻau maʻi maʻi, kāhea i kā lākou keʻena a ʻike inā "ʻae lākou i ka hana." ʻO nā kauka e ʻae i ka hana e lawe i ka nui a Medicare e uku ai, a me kāu palapala hoʻoili, a manaʻo he "uku piha" ia no nā lawelawe.

Pili paha nā kauka i haʻalele iā Medicare ma mua o ka nui a Medicare e uhi ai no kāu mālama ʻana, e waiho ana iā ʻoe ke kuleana no ka mea i koe, me kāu copay.

ʻOkoʻa nā kumukūʻai ma waho o ka ʻeke no ka mālama ʻana i ka maʻi ʻaʻa. Ke ʻano o ka maʻi ʻaʻai āu, pehea ka hakakā, a me ke ʻano lapaʻau a kāu kauka i kau ai i nā kumu āpau i ka uku.

ʻike ʻia ka awelika o nā kumukūʻai ma waho o ka ʻeke no ka mālama ʻana i ka maʻi ʻaʻai mai $ 2,116 a $ 8,115 e pili ana i ka ʻano Medicare a i ʻole ka ʻinikua e uhi ana i nā mea komo.

Inā loaʻa iā ʻoe kahi hōʻailona o kēlā me kēia ʻano maʻi ʻaʻai, e hālāwai paha ʻoe me kāu deductibles Medicare no ka ʻāpana B i kēlā makahiki. I ka makahiki 2020, ka huina i unuhi ʻia no Medicare Part B he $ 198.

Ma waho o kāu uku uku mahina, e kuleana ʻoe no ka 20 pākēneka o nā koina outpatient a hiki i kou wā e hōʻemi ai i kēlā makahiki.

Inā hoʻokomo ʻia kāu mālama ʻana me ka noho ʻana o ka haukapila, ʻoki kino inpatient, a i ʻole nā ​​ʻano hana like ʻole o ka maʻi maʻi.

Ke laina lalo

He kumu kūʻai nui loa ka mālama ʻana i ka maʻi ʻaʻai. Hoʻokomo ʻo Medicare i ka hapa nui o kēia kumukūʻai, akā pono ʻoe e uku i kahi ʻāpana nui o ia.

Ma mua o ka hoʻomaka ʻana i kekahi lāʻau, he mea nui ia e hōʻoia i ka ʻae ʻana o kāu kauka i ka hana. Ke noi nei i nā nīnau e pili ana i ke kumukūʻai a inā loaʻa nā koho koho liʻiliʻi hiki ke kōkua ʻia hoʻi e hōʻemi i ke kumukūʻai o kāu mālama.

Hiki i ka ʻikepili ma kēia pūnaewele ke kōkua iā ʻoe i ka hoʻoholo ʻana pilikino e pili ana i ka ʻinikua, akā ʻaʻole ia i manaʻo ʻia e hāʻawi i nā ʻōlelo aʻoaʻo e pili ana i ke kūʻai a hoʻohana ʻana i nā huahana ʻinikua a me nā ʻinikua paha. ʻAʻole lawelawe ʻo Healthline Media i ka ʻoihana ʻinikua i kekahi ʻano a ʻaʻohe laikini ma ke ʻano he ʻinikua a i ʻole mea hana i kēlā me kēia mana o U.S. ʻAʻole koi a kākoʻo ʻo Healthline Media i nā ʻaoʻao ʻekolu i hiki ke hana i ka ʻoihana ʻinikua.

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