Nā Hoʻolālā Medicare Nebraska ma 2021

Anter

• He aha ka Medicare?
• ʻO wai nā hoʻolālā Medicare Advantage i loaʻa i Nebraska?
• ʻO wai ka mea kūpono i Medicare ma Nebraska?
• Āhea wau e kākau inoa ai i nā hoʻolālā Medicare Nebraska?
• Nā ʻōlelo aʻoaʻo no ke kākau inoa ʻana i Medicare ma Nebraska
• Nebraska Medicare kumuwaiwai
• He aha kaʻu e hana ai ma hope?

Inā ʻoe e noho i Nebraska a kūpono ʻoe no Medicare - a i ʻole ke kokoke nei i ke koho - e noʻonoʻo paha ʻoe e pili ana i kāu koho. He polokalamu ʻinikua olakino lā Medicare no nā mākua o 65 mau makahiki a ʻoi paha a i ʻole nā ​​poʻe o nā makahiki i loaʻa i kekahi mau kīnā ʻole.

I loko o nā makahiki, ua hoʻonui ʻia ka papahana e hoʻokomo i nā koho i hiki iā ʻoe ke kūʻai mai nā ʻoihana inikua pilikino e hoʻomaikaʻi a i ʻole pani i ka uhi e loaʻa iā ʻoe mai ke aupuni.

He aha ka Medicare?

Hana ʻia ʻo Medicare i nā ʻāpana like ʻole. ʻO Medicare kumu, ka uhi āu e kiʻi pololei ai mai ke aupuni, e pili ana i nā ʻāpana A a me B.

• Kōkua ka ʻāpana A i ka uku ʻana i kekahi mau koina o nā lawelawe mālama maʻi maʻi maʻi i loaʻa iā ʻoe i kahi haukapila, hāʻawi i ka palena palena palena no ka mālama pono ʻana i kahi mālama hānai a me nā lawelawe olakino home, a uhi ʻia ka hale hoʻokipa.
• Kōkua ka ʻāpana B i ka uku no ka mālama maʻi āpau a me nā lako olakino āu e loaʻa ai ke ʻike ʻoe i ke kauka a i ʻole ka loea.

Inā ʻoe a ʻo kāu kāne e hana ana ma kahi o 10 mau makahiki, pono paha ʻoe e kiʻi i ka ʻĀpana A me ka ʻole o ka uku ʻana i nā uku. ʻO kēia no ka mea ua uku paha ʻoe iā ia ma o ka ʻauhau uku. Pono ʻoe e uku i kahi uku no ka ʻāpana B. Hoʻololi ka nui o ke kumukūʻai ma muli o nā kumu, e like me kāu loaʻa kālā.

ʻAʻole 100-pakeneka ka uhi ʻana o Medicare. Ke uku nei ʻoe ma waho o ka ʻeke ke ʻike ʻoe i ke kauka i ke ʻano o ka copay, coinsurance, a me nā deductibles. A ʻaʻohe mea e uhi ʻia no nā lāʻau lapaʻau, nā mālama wā lōʻihi, a me nā lawelawe kahua niho a ʻike paha.

ʻO ka mea pōmaikaʻi, aia nā hoʻolālā Medicare hiki iā ʻoe ke kūʻai mai nā ʻoihana ʻinikua pilikino i hiki ke hoʻohui a hoʻololi paha i ka Medicare kumu.

• Nā hoʻolālā pākuʻi Medicare, i kekahi manawa i kapa ʻia ʻo Medigap mau hoʻolālā, e hoʻohui i kāu Medicare kumu. Hiki iā lākou ke kōkua i ke kōkua ʻana i kekahi o nā koina o ka copay a me ka coinsurance. Pākuʻi paha lākou i ka niho, ka ʻike, ka mālama wā lōʻihi, a i ʻole ka uhi ʻē aʻe.
• ʻO nā papa ʻaoʻao D nā hoʻolālā lāʻau lāʻau. Kōkua kikoʻī lākou i ka uku ʻana i nā koina no nā lāʻau lapaʻau.
• Hāʻawi nā hoʻolālā Medicare Advantage (ʻĀpana C) i kahi koho "āpau-i-hoʻokahi" i ka loaʻa ʻana o Medicare kūlohelohe a me ka uhi supplemental. Uhi nā papahana Medicare Advantage i nā pono like a pau me Medicare kumu, a me nā ʻano o ka uhi hou aʻe e loaʻa ai iā ʻoe mai ka hoʻohui ʻana i kahi hoʻolālā kōkua Medicare, e like me ka lāʻau lapaʻau, nā niho, a me nā pono ʻē aʻe. Hele pinepine nā hoʻolālā Medicare Advantage me nā keu, a me nā papahana olakino a me ke olakino, nā uku hōʻemi lālā, a me nā mea hou aʻe.

ʻO wai nā hoʻolālā Medicare Advantage i loaʻa i Nebraska?

Inā like ke koho maikaʻi Medicare Advantage iā ʻoe, aia kekahi mau ʻoihana ʻinikua pilikino e hāʻawi ana i nā hoʻolālā ma ka mokuʻāina ʻo Nebraska. Pākuʻi ʻia lākou:

• ʻO Aetna Medicare
• ʻO Blue Cross a me Blue Shield o Nebraska
• Ola Ola
• Humana
• ʻO Medica
• Ka Papa Ola Ola Pilikino, Inc.
• ʻO UnitedHealthcare

Hoʻololi nā mōhai hoʻolālā Medicare Advantage e ka kalana, no laila e hoʻokomo i kāu code ZIP kikoʻī ke ʻimi nei i nā hoʻolālā kahi āu e noho ai.

ʻO wai ka mea kūpono i Medicare ma Nebraska?

Manaʻo pinepine mākou iā Medicare ma ke ʻano he inikua no nā makahiki 65 a ʻoi paha, akā hiki iā ʻoe ke kākau inoa i Medicare inā ʻoe:

• 65 a ʻoi paha makahiki
• ʻōpio ma mua o 65 a loaʻa i ke kīnā kūpono
• i nā makahiki a pau a loaʻa i ka hopena renal maʻi (ESRD) a i ʻole amyotrophic lateral sclerosis (ALS)

Āhea wau e kākau inoa ai i nā hoʻolālā Medicare Nebraska?

Inā hoʻokumu ʻia kāu pono Medicare i ka makahiki, hoʻomaka kou kau inoa mua i 3 mau mahina ma mua o kou piha makahiki 65 a hoʻomau no 3 mau mahina ma hope. He mea maʻalahi ke kākau inoa ma ka liʻiliʻi A ma ka ʻĀpana A i kēia manawa, ʻoiai ʻaʻole ʻoe e uku i kekahi mea no ia mea, a e hoʻopili like nā kōkua A me nā ʻinikua āpau i loaʻa iā ʻoe.

Inā ʻoe a ʻo kāu wahine e hoʻomau i ka hana, a ke kūpono nei ʻoe no ka uhi ʻana ma o kahi hoʻolālā olakino pūʻulu i kākoʻo ʻia e ka luna hana, hiki iā ʻoe ke koho e haʻalele i ke kākau inoa ʻana i ka ʻāpana B a i ʻole nā ​​mea kākoʻo i kēia manawa. I kēia mau kūlana, kūpono ʻoe i kahi wā kau inoa kūikawā ma hope.

Hoʻohui ʻia, aia kahi manawa kākau inoa hāmama i kēlā me kēia makahiki kahi e hiki ai iā ʻoe ke noi no Medicare no ka manawa mua a i ʻole hoʻololi i nā hoʻolālā. ʻO ka wā kākau inoa nui no nā hoʻolālā Medicare Advantage holo mai Ianuali 1 a hiki i Malaki 31 i kēlā me kēia makahiki.

Nā ʻōlelo aʻoaʻo no ke kākau inoa ʻana i Medicare ma Nebraska

Ke mākaukau ʻoe e kākau inoa, he mea nui e hana i kāu haʻawina home ma nā hoʻolālā Medicare ma Nebraska, keu hoʻi inā ʻoe e noʻonoʻo nei i kahi hoʻolālā Medicare Advantage. ʻOiai ke kānāwai pekelala e koi ana i nā hoʻolālā Medicare Advantage e uhi i nā pono like me Medicare kumu, aia ka maʻalahi i ka pehea o ka hoʻolālā ʻana o nā hoʻolālā. ʻO kekahi mau hoʻolālā ʻo ka Health Maintenance Organisation (HMO), ʻo nā mea ʻē aʻe he papahana Preferred Provider Organisation (PPO).

ʻO ka ʻano o nā hoʻolālā e kūpono iā ʻoe e pili ana i kāu kūlana a me nā makemake. Hiki ke kōkua i ka noʻonoʻo ʻana i nā nīnau e like me kēia:

• He aha ke ʻano o ka pūnaewele hoʻolako?
• Loaʻa i ka pūnaewele nā ​​kauka a me nā haukapila e pono ai iaʻu e maʻalahi iaʻu?
• Pono wau i nā mea kuhikuhi inā pono wau e ʻike i nā loea?
• Ehia nā kumukūʻai e loaʻa iaʻu ma kēia hoʻolālā, ma nā uku uku, a ma ka manawa o ka lawelawe ke ʻimi au i ka mālama.
• Aia i loko o ka hoʻolālā ka uhi a me nā papahana e kūpono iaʻu?

Nebraska Medicare kumuwaiwai

Hiki ke kōkua ʻia kēia mau kumuwaiwai e kōkua iā ʻoe e aʻo hou aʻe e pili ana i nā koho laulā Medicare Nebraska:

• ʻOihana ʻInikua ʻo Nebraska
• Medicare
• Ka mālama mālama kaiapili

He aha kaʻu e hana ai ma hope?

Ke mākaukau ʻoe e kākau inoa i kahi hoʻolālā Medicare Nebraska, e noʻonoʻo i nā hana aʻe:

• E hana i kahi noiʻi i kāu koho koho pilikino. Hiki i ka papa inoa ma luna ke lilo i wahi hoʻomaka nui e aʻo hou aʻe e pili ana i nā hoʻolālā Medicare Advantage ma Nebraska.
• Hiki ke kōkua i ke kiʻi ʻana aku i kahi agena nona ka loea me Medicare a hiki ke kōkua iā ʻoe e ʻike pehea e kūpono ai kāu mau koho i kāu kūlana.
• Inā ʻoe i waenakonu o kāu kau mua a i ʻole manawa kau inoa hāmama, hoʻopiha i ka noi pūnaewele Medicare ma ka pūnaewele Social Security Administration. Lawe ka noi i mau minuke a ʻaʻole koi i kekahi palapala mua.

Ua hōʻano hou ʻia kēia ʻatikala ma Nowemapa 13, 2020, e hōʻike i ka ʻike 2021 Medicare.

Hiki i ka ʻikepili ma kēia pūnaewele ke kōkua iā ʻoe i ka hoʻoholo ʻana pilikino e pili ana i ka ʻinikua, akā ʻaʻole ia i manaʻo ʻia e hāʻawi i nā ʻōlelo aʻoaʻo e pili ana i ke kūʻai a hoʻohana ʻana i nā huahana ʻinikua a me nā ʻinikua paha. ʻAʻole lawelawe ʻo Healthline Media i ka ʻoihana ʻinikua i kekahi ʻano a ʻaʻohe laikini ma ke ʻano he ʻinikua a i ʻole mea hana i kēlā me kēia mana o U.S. ʻAʻole koi a kākoʻo ʻo Healthline Media i nā ʻaoʻao ʻekolu i hiki ke hana i ka ʻoihana ʻinikua.