ʻAe ʻia ka Medicare e ka hapa nui o nā kauka?

Anter

• Pehea e loaʻa ai kahi kauka e ʻae iā Medicare
• E ʻaiʻē wau i kekahi kālā i ka manawa o kaʻu koho ʻana?
• ʻO ka lawe lawe ʻana

• ʻO ka hapa nui o nā kauka mālama mua e ʻae iā Medicare.
• He manaʻo maikaʻi e hoʻokūpaʻa i kāu uhi ma mua o kāu koho ʻana, keu hoʻi i ka ʻike ʻana i ka loea. Hiki iā ʻoe ke hana i kēia ma ke kāhea ʻana i ke keʻena o ke kauka a me ka hāʻawi ʻana i kāu ʻike Medicare.
• Hiki iā ʻoe ke kāhea i kāu hāʻawi Medicare e hōʻoia i ka uhi ʻana.

ʻO ka pane maʻalahi i kēia nīnau he ʻae. He kanaiwakumamākolu pākēneka o nā kauka lapaʻau keiki ʻole pediatric i ʻōlelo ʻia ua ʻae lākou iā Medicare, e hoʻohālikelike ʻia me ka 94 pakeneka e ʻae i ka ʻinikua pilikino. Akā pili nō ia i ke ʻano o ka uhi Medicare i loaʻa iā ʻoe, a inā paha ʻoe he hoʻomanawanui i kēia manawa.

E heluhelu e aʻo hou aʻe e pili ana i ka uhi Medicare a pehea e hoʻoholo ai inā e uhi ʻia ʻoe.

Pehea e loaʻa ai kahi kauka e ʻae iā Medicare

Loaʻa i kahi pūnaewele Medicare kahi kumuwaiwai i kapa ʻia ʻo Kauka Hoʻohālikelike hiki iā ʻoe ke hoʻohana no ka ʻimi ʻana i nā kauka a me nā pono i hoʻopaʻa inoa ʻia i Medicare. Hiki iā ʻoe ke kāhea iā 800-MEDICARE e ʻōlelo i kahi lunamakaʻāinana.

Inā ʻoe ma kahi hoʻolālā Medicare Advantage, hiki iā ʻoe ke kāhea i ka mea hāʻawi hoʻolālā a hoʻohana paha i kā lākou pūnaewele lālā e ʻimi ai i ke kauka.

No ka hapa nui o kēia mau pono hana, hiki iā ʻoe ke nānā maʻamau no kahi loea lapaʻau, kahi ʻano olakino, ʻāpana o ke kino, a i ʻole kahi ʻōnaehana. Hiki iā ʻoe ke kānana i kāu ʻimi na:

• wahi a me ka helu ZIP
• kāne kāne
• pili pili i ka haukapila
• inoa hope o ke kauka

Ma waho aʻe o nā pono pūnaewele a kāhea paha i kāu mea inikua, pono ʻoe e kāhea i ke kauka a i ʻole kahi mea e hōʻoia ai e lawe iā Medicare a ke ʻae nei i nā mea maʻi Medicare hou.

E ʻaiʻē wau i kekahi kālā i ka manawa o kaʻu koho ʻana?

ʻOiai ʻaʻole e uku aku nā mea hāʻawi Medicare iā ʻoe ma mua o ka nui o ka Medicare i ʻae ʻia, e kuleana paha ʻoe no ka coinsurance, deductibles, a me nā copayments.

Koi paha kekahi mau kauka i kekahi a i ʻole o kēia mau uku āpau i kāu manawa i koho ai, ʻoiai e hoʻouna ana kekahi i kahi bila ma hope. E hōʻoia mau i nā kulekele uku ma mua o kāu koho ʻana.

E hōʻoki paha kāu kauka i ka ʻae ʻana i ka inikua Medicare no nā kumu like ʻole. Inā kū kēia, hiki iā ʻoe ke uku i ka pocket e hoʻomau i ka lawelawe a loaʻa paha i kahi kauka ʻokoʻa e ʻae iā Medicare.

ʻO kāu kauka he mea hāʻawi ʻole i komo. Kuhi kēia ua kākau inoa ʻia lākou i kahi papahana Medicare akā hiki iā lākou ke koho inā ʻae paha i ka hana. Hiki i nā kauka ke uku iā ʻoe i kahi uku palena o 15 a ʻoi hou no ka lawelawe inā ʻaʻole ʻae kāu kauka i ka hana no ka lawelawe.

ʻO ka lawe lawe ʻana

ʻO ka hapa nui o nā kauka lapaʻau e ʻae iā Medicare, akā he manaʻo maikaʻi mau e hōʻoia inā he kauka Medicare kāu kauka. Inā kū iki kāu kauka i ka lawe ʻana iā Medicare, makemake paha ʻoe e nīnau iā lākou pehea ka hopena i kāu hoʻolālā a me nā mea hiki iā ʻoe ke hana e hōʻoia i uhi kālā ʻia ʻoe.

Hiki i ka ʻikepili ma kēia pūnaewele ke kōkua iā ʻoe i ka hoʻoholo ʻana pilikino e pili ana i ka ʻinikua, akā ʻaʻole ia i manaʻo ʻia e hāʻawi i nā ʻōlelo aʻoaʻo e pili ana i ke kūʻai a hoʻohana ʻana i nā huahana ʻinikua a me nā ʻinikua paha. ʻAʻole lawelawe ʻo Healthline i ka ʻoihana ʻinikua i kekahi ʻano a ʻaʻohe laikini ma ke ʻano he ʻinikua a i ʻole mea hana i kēlā me kēia mana o U.S. ʻAʻole koi a kākoʻo ʻo Healthline i nā ʻaoʻao ʻekolu i hiki ke hana i ka ʻoihana ʻinikua.